Troy Real Estate

Welcome to Troy, North Carolina – a charming gem nestled in the heart of Montgomery County. This picturesque small town effortlessly combines Southern hospitality with a rich tapestry of history and natural beauty. With a population of just over 3,000 residents, Troy offers a close-knit community where neighbors become friends and local businesses thrive.

Troy is steeped in history, with roots dating back to the early 1800s. The town features several historic buildings that tell the story of its past, including the beautifully preserved Montgomery County Courthouse, a stunning example of neoclassical architecture. For those who appreciate the great outdoors, Troy is surrounded by lush landscapes and scenic views. The nearby Uwharrie National Forest offers a plethora of recreational activities, from hiking and camping to fishing and horseback riding, making it an outdoor enthusiast's paradise.

The town is also home to a variety of local shops, eateries, and cultural attractions. Stroll down Main Street and discover unique boutiques, cozy cafes, and friendly restaurants serving up delicious Southern cuisine. Community events, such as the annual Troy Fest, bring residents together to celebrate local art, music, and food, fostering a vibrant community spirit.

Troy's convenient location provides easy access to larger cities like Charlotte and Greensboro, making it an ideal spot for those seeking a peaceful retreat without sacrificing urban amenities. Whether you're looking to buy your first home, retire in tranquility, or invest in a growing community, Troy, NC, offers a welcoming atmosphere and endless possibilities. Come explore all that Troy has to offer – your new home awaits!

Newest Listings in Troy

$1,999,999

4 Beds ⋅ 5 Baths ⋅ 100584776 MLS ⋅ ACTIVE Status ⋅ 4,387 SqFt. ⋅ 2026 Year Built

Welcome to an extraordinary new construction waterfront home located in the exclusive gated community of The Ridge on Tillery. Perfectly positioned to capture breathtaking views of Morrow Mountain and Uwharrie National Forest, this 4-bedroom home offers a rare combination of luxury, privacy, and year-round natural beauty. Designed with both everyday living and entertaining in mind, this thoughtfully crafted custom floor plan offers dedicated office space, a versatile bonus room with full bathroom, and 4 bedrooms with unmatched views. The open living area and kitchen create an inviting space to enjoy time with family and friends. The rear deck offers view of the lake and national forest. Downstairs, there is a flex/storage room in addition to the oversized common area and 2 bedrooms with shared bath. The dock boasts extra wide walkways on each side of the boat lift for convenience for boating, paddleboarding, fishing, and sunset watching. The fresh landscaping and paved driveway give this home striking curb appeal while maintaining ease of upkeep. The rear yard was thoughtfully completed with a cart path to easily bring down all of your necessities for a great day on the dock or out on the lake. Located in a prestigious gated community, this remarkable property offers the perfect blend of luxury, tranquility, and recreation - all just moments from the beauty of the Uwharrie National Forest. Opportunities like this are exceptionally rare. Experience waterfront living at its best on Lake Tillery - there is still time to end your summer on the lake in your new home!

200 Ridge Dr, Troy

$595,000

100584241 MLS ⋅ ACTIVE Status

Lake Tillery View Lots - Troy, NC Two parcels totaling approximately 15.54 acres located in the Uwharrie / Troy area of Montgomery County, including a 7.54-acre tract off Haltiwanger Retreat Road and an 8-acre tract off Uwharrie Ridge Trail. The property is zoned Residential 2 and consists of undeveloped wooded land with steep to rolling topography. The site offers views of the Lake Tillery/Yadkin River. Located in a rural setting within the Uwharrie region, the property adjoins the Uwharrie National Forest and within driving distance of regional recreation areas including Lake Tillery and Badin Lake, as well as Morrow Mountain State Park across the river. Access is via an existing shared roadway serving the adjoining parcels. The lake frontage along the edge of the 8-acre tract is in flood zone.

Tbd Haltiwanger Retreat Rd, Troy

$457,500

3 Beds ⋅ 2 Baths ⋅ 100575406 MLS ⋅ ACTIVE Status ⋅ 2,073 SqFt. ⋅ 1978 Year Built

A CRAFTMANS DREAM IN THE HEART OF THE UWHARRIE MOUNTAINS! Make your escape to the 3 bedroom, 2 bath ranch with full unfinished basement. The home provides comfort and is move-in ready with recently remodeled main living, featuring an open floor plan with a kitchen, breakfast area and den with fireplace gas logs, as well as a spacious living room/dining area, sunroom and laundry room. A new rear deck and attached two car carport may be accessed from the main level. The basement is unfinished and ready for you to grow! It features wood burning fireplace and wood burning stove. There is also a ruffed in full bath. The basement has also been incapsulated and comes with a warranty. The property which is approximately two plus or minus acres, includes a workshop, wired with wood stove, wall AC unit, and half bath. A two car detached carport and two car detached garage providing space for creative ventures.

390 Low Water Bridge Rd, Troy

$1,595,000

5 Beds ⋅ 4 Baths ⋅ 100569930 MLS ⋅ ACTIVE Status ⋅ 5,029 SqFt. ⋅ 1979 Year Built

Have you ever wanted to own your own mountain? Discover this rare 87.22 acre retreat nestled in the heart of North Carolina's Piedmont region on Cottonstone Mountain. Tucked away for ultimate privacy, this stunning 5,000 sq. ft. custom-built home offers 5 bedrooms,3.5 bathrooms, and breathtaking panoramic views from the observatory and expansive covered wrap-around porch. The home showcases exceptional craftsmanship and meticulous attention to detail with handcrafted dental moldings, 9-foot ceilings, authentic heart pine flooring, Italian tile and luxury vinyl plank. There is abundant storage throughout with spacious closets in every room. Entertaining is effortless in the well-appointed kitchen with a large island, dining room, living room, cozy sunroom, den with built-in bookcases and a stone fireplace, and an upstairs bonus room. This hunter and nature lover's oasis features land enrolled in a forest management plan, ensuring long-term sustainability and value with no HOA restrictions. Surrounded by a canopy of mature trees, the property delivers complete seclusion while remaining conveniently close to premier outdoor destinations including Lake Tillery, Badin Lake, Morrow Mountain State Park, Uwharrie National Forest and numerous championship golf courses, all just a short drive away! Perfectly positioned with easy access to Asheboro, Charlotte, Greensboro and Pinehurst, this extraordinary property offers the ideal balance of tranquility and convenience. Don't miss this one of a kind find! Schedule your private showing today and make this mountain paradise your own!

300 Cottonstone Ln, Troy

$725,000

100478477 MLS ⋅ ACTIVE Status

Discover +/- 147 acres of rural timberland and recreation land in Montgomery County. With approximately 2,400 feet of direct frontage on the Uwharrie River and adjoining 614 acres of US Forest Service land, this property offers unparalleled access to outdoor recreation. The property is subject to a 15-acre Conservation Easement and is accessed via a gravel road, which is not state-maintained. This expansive tract is ideal for those seeking recreational land or timberland investment.

Tbd Tbd Ophir Rd, Troy

$14,000

100523849 MLS ⋅ ACTIVE Status

Looking for your getaway check out this .17-acre lot located in the desirable Holiday Shores community, just steps from stunning Lake Tillery. Enjoy the peaceful surroundings and the convenience of nearby boating, fishing, and water recreation. Holiday Shores features an affordable $75/year HOA fee, which includes two parking passes at the clubhouse plus lake and dock access—perfect for making the most of Lake Tillery living.

309 Holiday Dr, Troy

Start Your Search

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.