Stephens Homes for Sale

Welcome to Stephens County, Georgia, a hidden gem nestled in the heart of the Northeast Georgia mountains. Known for its stunning natural beauty, friendly community, and rich history, Stephens County offers a perfect blend of rural charm and modern convenience. With picturesque landscapes, including lush forests, serene lakes, and rolling hills, this area is an outdoor enthusiast's paradise. Residents and visitors alike can enjoy fishing, hiking, and exploring the scenic trails that weave through the region.

Stephens County is home to the vibrant town of Toccoa, where you’ll find a delightful mix of small-town charm and contemporary amenities. The community boasts a variety of local shops, restaurants, and cultural attractions, including the historic Toccoa Depot and the beautiful Currahee Mountain. With a strong sense of community and a welcoming atmosphere, it’s no wonder that so many people are eager to call Stephens County home.

If you’re searching for your dream home in this idyllic setting, you’re in luck! Stephens County offers a diverse range of homes for sale, catering to various tastes and budgets. From cozy cottages and charming bungalows to spacious family homes and serene lakefront properties, there’s something for everyone. Whether you’re a first-time homebuyer, looking to downsize, or seeking a vacation retreat, the real estate options in Stephens County are sure to impress.

Discover the perfect blend of tranquility and community spirit in Stephens County, Georgia. Explore the homes for sale today and take the first step toward making this beautiful area your new home!

Newest Stephens Homes for Sale

$247,000

3 Beds ⋅ 1 Baths ⋅ CL358523 MLS ⋅ ACTIVE Status ⋅ 1,456 SqFt. ⋅ 1952 Year Built

Welcome home to this beautifully updated 3-bedroom, 1-bath brick ranch situated on a .26-acre lot in the heart of Toccoa. This move-in-ready home offers the perfect blend of modern updates and timeless charm. Step inside to find a spacious living room featuring a stunning painted brick fireplace, luxury vinyl plank flooring, and abundant natural light throughout. The updated kitchen boasts white shaker-style cabinetry, stainless steel appliances, ample counter space, and an adjoining dining area that is perfect for everyday living and entertaining. The renovated bathroom offers stylish finishes and modern fixtures, while the well-designed floor plan provides comfortable living spaces for family and guests. Outside, enjoy a private backyard with a patio ideal for grilling, relaxing, or hosting gatherings. A storage building provides additional room for tools, lawn equipment, or hobbies. Mature trees, attractive landscaping, and fresh exterior updates enhance the home’s curb appeal. Conveniently located near shopping, dining, schools, and downtown Toccoa, this property is also just a short drive from beautiful Lake Hartwell, offering easy access to boating, fishing, and outdoor recreation. Whether you’re looking for a primary residence, vacation getaway, or investment opportunity, this home is a must-see.

199 Harris St, Toccoa

$364,500

4 Beds ⋅ 3 Baths ⋅ CL354249 MLS ⋅ ACTIVE Status ⋅ 2,366 SqFt. ⋅ 2026 Year Built

New Construction Not in a Subdivision, NO HOA on 1.00 Acre Lot! Abraham Floorplan has an Open Concept with Vaulted Ceilings! Family Rm has Woodburning Fireplace with Built-ins on each side. Granite in the Kitchen, Large Island, Breakfast Bar and Pantry! Separate Dining Rm! Split Bedroom plan! Master Suite boast tray ceilings, separate/double vanity, granite in master bath, soaking tub w/separate shower and Walk-in Closet! LVP flooring throughout except bedrooms. Covered front and back porches! Homes qualify for USDA 100% Financing! Builder is offering $4000 incentives in closing costs with use of preferred lender. Photos and/or renderings are representative and stock photos not the actual property.

97 Wards Creek Rd Unit 1, Toccoa

$349,900

4 Beds ⋅ 3 Baths ⋅ CL342526 MLS ⋅ ACTIVE Status ⋅ 2,150 SqFt. ⋅ 2025 Year Built

100% Complete New Construction!~ Minutes to downtown Lavonia! No Subdivision and No HOA!! The Sarah Floorplan 4BR/3 BA is an Open Concept with Wood-Burning Fireplace in the Family room and Built-in Shelving/cabinets. Granite in Kitchen with Huge Island and Pantry. Dining Room open to family room. Spacious Master Suite w/ Soaking Tub, Separate Shower & Double Vanity! LVP and carpet flooring. $4K Seller paid Closing Cost with Preferred Lender.

574 Oil Mill Rd Unit 6, Martin

$349,900

4 Beds ⋅ 3 Baths ⋅ CL342534 MLS ⋅ ACTIVE Status ⋅ 2,200 SqFt. ⋅ 2025 Year Built

100% Complete New construction! No subdivision no HOA! Minutes to downtown Lavonia. The Autumn plan features 4 Bedrooms and 2.5 Baths. This open floor plan features a wood burning fireplace with brick hearth in the vaulted family room. Separate Dining/Flex room. Family room is open to the kitchen and dining! Kitchen has a LARGE island, granite countertops and custom cabinetry. Master suite has a private bath with soaking tub, separate shower and double vanities. Builder contributes $4000 to closing costs with use of preferred lender. Qualifies for 100% USDA financing.

538 Oil Mill Rd Unit 8, Martin

Start Your Search

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.