Banks County Homes under $500,000

Welcome to Banks County, Georgia – a hidden gem nestled in the heart of the North Georgia mountains. With its breathtaking landscapes, friendly communities, and rich history, Banks County offers a perfect blend of rural charm and modern convenience. Whether you’re drawn by the allure of stunning mountain views, outdoor recreational activities, or the warmth of small-town living, this county has something for everyone.

One of the most appealing aspects of Banks County is its affordability in the real estate market. Here, you can find a variety of homes priced under $500,000, making it an ideal destination for first-time homebuyers, families, and retirees alike. From cozy single-family homes to spacious properties with ample land, the options are diverse and cater to different lifestyles. Many homes boast charming architectural features, modern amenities, and proximity to local parks, schools, and shopping centers.

Living in Banks County means enjoying the great outdoors. Residents can explore the scenic trails of the nearby Chattahoochee National Forest, visit picturesque waterfalls, or enjoy fishing and boating at Lake Hartwell. Additionally, the county hosts a range of community events and festivals, fostering a strong sense of belonging among its residents.

With its affordable housing options, stunning natural beauty, and welcoming communities, Banks County is not just a place to live – it’s a place to thrive. Discover your dream home in this enchanting area and embrace the lifestyle you’ve always wanted!

Newest Banks County Homes under $500,000

$197,700

3 Beds ⋅ 2 Baths ⋅ CL363379 MLS ⋅ ACTIVE Status ⋅ 1,216 SqFt. ⋅ 1998 Year Built

Enjoy low-traffic country living on this flat, fully cleared 2.4-acre lot in Banks County (with a Danielsville mailing address) served by Banks County schools. This move-in ready home features a recently renovated interior complete with fresh paint, new flooring, custom accent walls, and updated lighting fixtures throughout. The stylishly upgraded kitchen offers sleek quartz countertops, new plumbing fixtures, and modern stainless steel appliances, while a brand-new HVAC unit ensures year-round comfort and peace of mind. Out back, a spacious metal building offers heavy-duty storage, workshop space, or potential shelter for farm animals on your very own mini-farm. Situated on a permanent foundation with the title in hand ready to be retired at closing, this property is fully eligible for FHA, Conventional, or VA financing. Schedule your private tour today to experience this ideal slice of North Georgia land!

820 E County Line Rd, Danielsville

$449,900

4 Beds ⋅ 3 Baths ⋅ CL361863 MLS ⋅ ACTIVE Status ⋅ 2,150 SqFt. ⋅ 2026 Year Built

The Sarah floorplan - UNDER CONSTRUCTION on a large lot! NO HOA! Large Covered Back Porch! 4BR/3.0 BA is an Open Concept plan with Wood-Burning Fireplace in the Family room and Built-in shelving/cabinets on each side of fireplace. Granite countertops throughout. LVP flooring throughout. Kitchen has a Work Island and Pantry. Separate Dining area. Spacious Master Suite w/ Soaking Tub, Separate Shower & Separate His & Her Vanities! Estimated completion October/November 2026. Builder's Incentive $4000 in closing costs with preferred lender. Pictures/renderings are of a Sarah already completed and are representative.

1861 Bennett Rd Unit 5, Homer

$449,900

4 Beds ⋅ 3 Baths ⋅ CL361858 MLS ⋅ ACTIVE Status ⋅ 2,150 SqFt. ⋅ 2026 Year Built

1837 Bennett Rd Unit 3, Homer

$449,900

4 Beds ⋅ 3 Baths ⋅ CL361851 MLS ⋅ ACTIVE Status ⋅ 2,250 SqFt. ⋅ 2026 Year Built

NEW CONSTRUCTION on large lots! NO HOA! Covered Back Porch! The Hannah Floorplan 4BR/2.5 BA is an Open Concept with Wood-Burning Fireplace in the Family room. Granite countertops in kitchen and baths. Kitchen with Huge Island. Dining room/Breakfast Room. Spacious Master Suite w/ Soaking Tub, Separate Shower & Double Vanity! LVP flooring throughout. Estimated Completion October/November 2026. $4K Seller paid Closing Cost with Preferred Lenders! Photos and/or renderings are representative and not the actual property.

1825 Bennett Rd Unit 2, Homer

$320,000

3 Beds ⋅ 3 Baths ⋅ CL358525 MLS ⋅ ACTIVE Status ⋅ 1,866 SqFt. ⋅ 2023 Year Built

Welcome to Chimney Oaks in Homer, where resort-style amenities and beautiful living come together! This charming 3-bedroom, 2.5-bath home is nestled in the desirable Banks County community featuring a championship golf course, swimming pool, tennis courts, and an on-site restaurant. Step onto the inviting front porch and into a thoughtfully designed floor plan. Just inside, you'll find a convenient half bath and staircase, while straight ahead opens to a bright and spacious living area. The open-concept living room is filled with natural light from an abundance of windows and features a cozy electric fireplace, creating the perfect place to gather with family and friends. The kitchen is sure to impress with its large center island, stainless steel appliances, granite countertops, breakfast bar seating, and ample cabinetry for all your storage needs. Just off the kitchen is a charming breakfast room, ideal for casual meals and morning coffee. Upstairs, you'll find the laundry room conveniently located near the bedrooms. The spacious primary suite offers elegant tray ceilings and a relaxing retreat at the end of the day. The primary bathroom features double vanities, a soaking tub, and a separate standing shower. Two additional generously sized bedrooms and a full hallway bathroom provide plenty of space for family, guests, or a home office. Step outside to the covered back patio, the perfect spot to unwind, sip your morning coffee, or enjoy peaceful evenings outdoors. Don't miss this incredible opportunity to own a beautiful home in the sought-after Chimney Oaks community in Banks County. Schedule your showing today!

118 Muscadine Pass, Homer

$300,000

3 Beds ⋅ 3 Baths ⋅ CL354282 MLS ⋅ ACTIVE Status ⋅ 1,662 SqFt. ⋅ 2021 Year Built

Welcome Home to Chimney Oaks Golf Club! This end unit townhome offers 3 bedrooms with 2.5 bathrooms right on the fairway at hole number fifteen. With its functional layout it offers the primary bedroom suite on the main level, as well as open concept kitchen and dining room. The stainless steel appliances, granite countertops and eat in island makes the perfect space to entertain right off of the screened in back porch. Upstairs you'll find an additional 2 bedrooms and a full bathroom with a double vanity sink and tile surround bathtub and shower combo. This lifestyle offers you an HOA that covers landscaping, exterior maintenance and pest control so that you can enjoy all of the amenities this golf club has to offer. Including an 18 hole Championship golf course that was voted in the top 25 public golf courses in Georgia, Junior Olympic Size swimming pool, fitness center, the 19th hole restaurant and The Forge that offers a state of the art indoor training facility. You'll find yourself enjoying the best of both worlds. A golf course community where they host events all year long and being in the heart of Banks County you'll get that small town vibe that feels like home. Only minutes away from Banks Crossing and I-85 where you'll have shopping and restaurants right at your fingertips. Convenient to Athens, Gainesville, the Northeast Georgia mountains and only a short ride down to the city of Atlanta.

124 Magnolia Pl, Homer

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