Clay County Homes under $500,000

Welcome to Clay County, North Carolina – a hidden gem nestled in the heart of the Appalachian Mountains. Known for its breathtaking landscapes, rich history, and vibrant community, Clay County offers an idyllic setting for those seeking a serene lifestyle surrounded by nature. With its rolling hills, lush forests, and pristine rivers, this picturesque county is perfect for outdoor enthusiasts who enjoy hiking, fishing, and exploring the great outdoors.

One of the most appealing aspects of Clay County is its diverse real estate market. For those looking for affordable housing options, you’ll be pleased to discover a variety of charming homes available for under $500,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Clay County has something to offer everyone. From cozy cabins tucked away in the woods to modern family homes with stunning mountain views, you’ll find properties that cater to your unique lifestyle and budget.

The sense of community in Clay County is palpable, with friendly neighbors and local events that bring everyone together. Enjoy the benefits of small-town living while still being within a short drive of larger cities, making it easy to access amenities and services. With excellent schools, local shops, and delicious dining options, you’ll find that Clay County truly has it all.

Come explore Clay County, where your dream home awaits amidst the beauty of North Carolina’s mountains. Let us help you find the perfect property that fits your needs and makes you feel right at home!

Newest Clay County Homes under $500,000

$134,800

3 Beds ⋅ 2 Baths ⋅ 100607249 MLS ⋅ ACTIVE Status ⋅ 1,404 SqFt. ⋅ 2001 Year Built

Imagine the possibilities! This 3-bedroom, 2-bathroom mobile home sits on almost one acre and offers a unique opportunity to create a home tailored to your vision. The interior has been brought down to the studs, providing a blank canvas for remodeling, updating, and personalizing every space to your needs. The property requires extensive repairs and renovation before it can be considered habitable. With nearly an acre of land and the existing 3-bedroom, 2-bathroom layout, there is ample room to reimagine the property and bring it back to life. Whether you envision a complete renovation, a customized retreat, or an investment project, this property offers the opportunity to restore and transform it into something truly your own. Bring your ideas, creativity, and vision--this property is ready for its next chapter!

258 Bobcat Ln, Warne

$499,999

3 Beds ⋅ 2 Baths ⋅ 100606503 MLS ⋅ ACTIVE Status ⋅ 1,610 SqFt. ⋅ 1976 Year Built

This is a rare opportunity to own a beautifully renovated home and 20 unrestricted acres near the Fires Creek Recreation area. Tucked away at the end of the private drive, 5221 Fires Creek Road offers a peaceful setting near hundreds of acres of pristine mountain wilderness, ideal for hiking, wildlife viewing, fishing, and outdoor recreation. This charmingly updated home blends rustic mountain character with modern conveniences, making it an ideal full-time residence, vacation getaway, or investment opportunity. The 20 acres of unrestricted land offers the option of hunting deer and turkey, taking private strolls or subdividing into several building lots with views when cleared. The home was remodeled in 2022/2023, and offers the perfect balance of comfort, functionality, and flexibility. It is thoughtfully refreshed with new appliances, flooring, cabinets and counter tops. The bathrooms are also refreshed, and the home has new AC and heating units. The carport is enclosed and provides the perfect place for an office, sitting room or gathering space. The basement is currently unfinished but offers a private entry and possible additional living / workspace perfect for extended family, guests or a workshop for the handy man or wood worker. This private retreat is ready for its new owners to enjoy the very best of mountain life. For the hunter, this land backs up to ~100 acres of U.S. Forest Service land.

5221 Fires Creek Rd, Hayesville

$220,000

3 Beds ⋅ 2 Baths ⋅ 100606082 MLS ⋅ ACTIVE Status ⋅ 1,568 SqFt. ⋅ 1990 Year Built

Come and enjoy the privacy on this beautiful front porch. Relax with a cup of coffee or tea and enjoy the peace and quiet and the local wildlife. From the porch, step into the Beautiful 60'x28' manufactured home with a permanent foundation. This home features 3 bedrooms, 2 full bathrooms, a split floor plan, an open large living/dining area and a large kitchen with a breakfast nook. Outside boasts, in addition to the beautiful front porch, a very nice, covered side deck, an attached garage and a detached carport. For you DIY folks, there is project for you . . . The addition to the garage is waiting to be finished to your liking . . . or you can have it removed if you prefer!! This lovely home is nestled into a beautiful wooded 2.17+/- Acres and the location is perfect, close to Hayesville & Murphy NC and Hiawassee & Blairsville GA. There is white water rafting in the area, hiking trails, waterfalls galore and lots of fishing opportunities! There is a Harrah's Casino in Murphy if that interests you and just about any church you would like to attend!!

46 Arthur Rdg, Brasstown

$389,000

2 Beds ⋅ 3 Baths ⋅ 100604815 MLS ⋅ ACTIVE Status ⋅ 2,090 SqFt. ⋅ 2007 Year Built

Spacious 2-bedroom home with fabulous long-range views in a peaceful setting await you. This charming home features a large open floor plan with wood floors, a large kitchen with island with granite countertops and tile backsplash, and a dining area with built in cabinetry. In the living room you can gaze at the mountain views, or cozy up in front of the large rock fireplace. The main living area also includes a half bath, and large master suite, walk-in closet and full bath with a double vanity and tiled shower and separate commode closet. Access to the mountain view deck from both the living room and master bedroom. The lower level offers another recreation area with new carpeting to be installed, a second bedroom, laundry room and full bath with tiled tub and shower combo. A second deck offers you an additional outdoor seating area. The outside area offers a fenced in area for your furry friends. The mountains are calling!

175 Bear Trce, Brasstown

$375,000

3 Beds ⋅ 3 Baths ⋅ 100602084 MLS ⋅ ACTIVE Status ⋅ 2,240 SqFt. ⋅ 1989 Year Built

At the end of a quiet gravel road, 10.4 wooded acres meet the USFS, creating the kind of private mountain setting that is becoming harder and harder to find. Surrounded by forest with protected land extending beyond your own, this cabin-style home feels tucked away from it all while still keeping Hiawassee, Hayesville, and Lake Chatuge within easy reach. Inside, warm wood finishes give the home its classic mountain character, with all three bedrooms and three baths located on the main level for an easy everyday layout. Downstairs, finished living space adds flexibility for a game room, home office, hobbies, guest overflow, or whatever fits your needs, along with laundry hookups and a one-car garage offering additional storage. Covered porches stretch along the home, creating plenty of space to enjoy the quiet, wooded surroundings, while a detached building offers even more room for a workshop, equipment, or storage. Whether you're looking for a full-time home, a place to escape to the mountains, or a property with long- or short-term rental possibilities, there's plenty of flexibility here to make it work for you. Approximately 10 minutes from Hiawassee, 15 minutes from Downtown Hayesville, and convenient to Lake Chatuge, you can feel tucked into the mountains without giving up easy access to town!

2930 Upper Bell Cr, Hayesville

$339,900

3 Beds ⋅ 2 Baths ⋅ 100601520 MLS ⋅ ACTIVE Status ⋅ 1,344 SqFt. ⋅ 2024 Year Built

Escape to the beauty of the mountains without giving up the comforts of a well-designed, energy-conscious home. Tucked into a peaceful setting, this inviting property combines a warm mountain aesthetic with modern finishes. Inside, the open-concept living area welcomes you with soaring ceilings, abundant natural light, durable luxury-style flooring, and a beautifully appointed kitchen. Crisp white cabinetry, granite countertops, stainless-steel appliances, and a large island. The open layout makes entertaining, gathering, and everyday living effortless. The spacious primary suite comes with a generous walk-in closet featuring an impressive built-in organization system. The ensuite bath delivers is equipped with dual vanities, granite countertops, and a beautifully tiled walk-in shower. Additional bedrooms provide flexibility for guests, family, hobbies, or a home office. Behind the walls, thoughtful upgrades add another level of comfort and efficiency. Closed-cell spray foam insulation in the attic helps reduce energy costs, while the fully conditioned attic, whole-house dehumidifier, and ERV system provide improved indoor comfort and continuous fresh outdoor air exchange. These are the kinds of upgrades you may not see at first glance--but you'll appreciate every day. Step outside and the mountain setting truly takes center stage. The home sits surrounded by mature trees and open grassy areas, offering a wonderful blend of privacy, usable yard space, and natural beauty. The covered front porch creates a welcoming spot to enjoy your morning coffee, while the surrounding landscape provides plenty of room to relax, garden, play, or simply soak in the peace and quiet. Mountain character, modern convenience, energy-conscious construction, and a beautiful natural setting come together here in a home designed for enjoying the best of WNC living. Conveniently located to Blairsville and Blue Ridge GA, Whitewater rafting, vineyards, Harrah's VR Casino, and Murphy NC!

90 Paisley Pass, Hayesville

$449,800

3 Beds ⋅ 3 Baths ⋅ 100601197 MLS ⋅ ACTIVE Status ⋅ 2,467 SqFt. ⋅ 1999 Year Built

Discover the space, flexibility, and privacy this unique property with TWO HOUSES on almost two acres has to offer! With paved road frontage, a gravel driveway leads to the 3-bedroom, 3-bathroom main house, where you can park right at the front deck that has steps and a ramp for alternative access. Step inside to the foyer with a convenient coat closet to your right, and into the spacious Great Room with wood floors that continue through most of the main level, a closet, and an attached full bathroom with a step-in shower. Double glass doors open from the dining area to the full-length back porch overlooking the private, fenced backyard and barn. The adjacent galley kitchen offers lots of cabinets, granite countertops, and stainless steel appliances. An arched doorway leads to the formal dining room, spacious enough for a large table and gatherings. Just off the dining room is the main-level Master Suite, with a double-door reach-in closet and en suite bathroom with a walk-in shower and freestanding soaking tub. Downstairs, the lower level has an optional private apartment or additional living space, secured by an exterior door with a coded lock. This area includes a second Master Suite with a spacious bedroom, large walk-in closet, and full en suite bathroom, plus a third bedroom with glass doors opening to the lower patio and deck. Separately, the mechanical/laundry room includes a utility sink and washer and dryer included! A spacious single-car garage has shelving, a roll-up door, a second utility sink, and exterior access. Outside, the 1-bedroom, 1-bathroom guest house that was remodeled in 2020 has its own shaded, fenced yard. Inside is a living room, a kitchen with large dining area, a bedroom with double-door reach-in closet and a water filtration system, and a full bathroom with tiled walk-in shower and washer and dryer that are included as well! For peace of mind, the main house roof was replaced in 2022. Fiber Optic internet adds modern convenience, and with flexible living arrangements, rental potential, abundant outdoor space, and a separate guest house, this property offers endless possibilities!

11 Turkey Trl, Warne

$237,000

1 Beds ⋅ 1 Baths ⋅ 100600519 MLS ⋅ ACTIVE Status ⋅ 1,156 SqFt. ⋅ 1940 Year Built

Enjoy the charm of a 1940s home with the benefit of meaningful recent updates, BRMEMC fiber-optic internet, and approximately 300 sq. ft. of heated and cooled upstairs bonus space. Conveniently located near Hwy. 64 with easy access but without road noise, this inviting home offers period character and modern-day functionality. A front-gabled façade, deep covered porch, and distinctive oval porch door set the tone. Inside, new LVP flooring runs through the living room and bedroom, while a fireplace with a classic white mantel creates a cozy focal point. The spacious kitchen features white cabinetry, warm wood-tone countertops, a window above the sink, decorative ceiling detail, abundant prep space, room for a breakfast table or island seating, a built-in appliance nook, and direct access to the yard. Recent improvements include a new roof, washer, dryer, dishwasher, and bathroom vanity and sink. The full-length upstairs flex space features a vaulted board-lined ceiling, built-in window seat, open shelving, hanging area, drawers, and eave storage, ideal for an office, studio, hobby room, or bedroom. Outside, the level half-acre yard includes a 10' x 10' shed plus fruit and nut trees. Existing fencing is temporary and does not represent property boundaries; the lot extends beyond the fenced area. Connected to county water and located minutes from Lake Chatuge, approximately 15 minutes to Georgia, 20 minutes to Murphy, and about 30 minutes to Tennessee.

253 Truett Camp Rd, Hayesville

$399,999

3 Beds ⋅ 2 Baths ⋅ 100600511 MLS ⋅ ACTIVE Status ⋅ 1,000 SqFt. ⋅ 2023 Year Built

Escape to your own Private Mountain Retreat! 3-bedroom, 2-bath cabin sits on 1.38 unrestricted acres with breathtaking, multi-layer mountain views from the inviting front porch. Inside, a spacious open floor plan and wall of windows fill the great room with natural light. The tongue-and-groove cathedral ceiling and thoughtful blend of wood and drywall create a warm, inviting mountain atmosphere. The kitchen features stainless steel appliances and granite countertops, perfect for everyday living or entertaining. The main level includes the primary suite and laundry for added convenience. The luxurious primary bath features a glass-and-tile walk-in shower and soaking tub. Outside, enjoy the large fenced yard-ideal for pets. The location is hard to beat: just 2.5 miles from Hayesville, with easy access to golfing, boating, hiking, wineries and local restaurants. Whether you're looking for a full-time residence or weekend getaway, this charming cabin offers the privacy, views, and convenience you've been looking for!

60 Oak Forest Cir, Hayesville

$485,000

4 Beds ⋅ 4 Baths ⋅ 100596372 MLS ⋅ ACTIVE Status ⋅ 3,100 SqFt. ⋅ 2006 Year Built

Come see this stunning 4-bedroom, 3.5-bath townhome located within the sought-after Mountain Harbour Golf Community. Spanning three levels, this thoughtfully designed home welcomes you with a main floor entryway that leads into a well appointed kitchen with granite countertops, plenty of cabinet space and large pantry. Enjoy meals in the dining area or relax in the living room, featuring a cozy gas fireplace, perfect for those cool days. A step away is a screened-in deck with outdoor firepit, grill and comfortable seating area. Located on the main floor is the large Master Bedroom with ensuite bathroom. A half bath is located on the main floor for convenience of family and guests. On the second floor, you'll find two generously sized bedrooms, with a connecting bathroom each bedroom has a separate vanity space for added convenience. A versatile computer nook offers additional functionality, whether for storage or as a quiet workspace. The lower level features a fourth bedroom with oversized closet and full bath, along with a laundry room and ample storage space. The family room is a perfect spot for entertainment or can easily be transformed into a media room, also with outside entry providing easy access. There is a one-car garage with plenty of shelving for storage along with an extra driveway parking space added for convenience,. Located just moments away from Lake Chatuge, the John C. Campbell Folk School, and Brasstown Resort w Spa in Young Harris, GA, this home is also a short drive from Blue Ridge and Bryson City, famous for their scenic train rides. Enjoy outdoor pursuits at the Nantahala Outdoor Center known for white water rafting, mountain biking, zip lining and more or try your luck at Harrah's Casino in Murphy, NC. There are plenty of hiking, biking, and walking trails right at your doorstep, adventure awaits. Ideal as a primary residence or a getaway home in the security of a gated community.

358 Licklog Rdg, Hayesville

$335,000

3 Beds ⋅ 2 Baths ⋅ 100594838 MLS ⋅ ACTIVE Status ⋅ 1,248 SqFt. ⋅ 2012 Year Built

Charming Ranch Home on 1.41 Level Acres...Enjoy comfortable one-level living in this inviting three-bedroom, two-bath ranch home. The thoughtfully designed split-bedroom floor plan provides added privacy, with two guest bedrooms and a full bath located separately from the primary suite. The primary suite is a relaxing retreat complete with private ensuite bath and a generous walk-in closet, providing plenty of storage. The open floor concept features beautiful hardwood floors, a spacious kitchen with a large center island, and a generous living area perfect for entertaining family and friends. Step outside to enjoy two covered decks--ideal for sipping your morning coffee, grilling with friends, or simply relaxing while taking in the peaceful surroundings. The level 1.41-acre property provides endless opportunities for gardening, outdoor games, or creating your own backyard oasis. If you're looking for easy one-level living with an open layout, abundant storage, and plenty of outdoor space, this charming ranch home is one you won't want to miss!

90 Copperhill Church Ln, Warne

$449,000

2 Beds ⋅ 3 Baths ⋅ 100591016 MLS ⋅ ACTIVE Status ⋅ 2,305 SqFt. ⋅ 2003 Year Built

Tucked away at the end of the road, 808 Granite Drive offers the privacy and peaceful mountain setting you've been searching for. This beautifully updated three-story home blends rustic mountain charm with modern conveniences, making it an ideal full-time residence, vacation getaway, or investment opportunity. Thoughtfully refreshed with new appliances and counter tops, this furnished, move-in-ready home offers the perfect balance of comfort, functionality, and flexibility. The inviting living room is anchored by a cozy wood-burning fireplace, creating a warm gathering space, while the loft provides additional room for guests, a home office, or a reading retreat. The fully finished basement offers exceptional versatility with its own apartment-style setup, complete with a brand-new kitchenette/wet bar - perfect for extended family, guests, or rental potential. Two sets of washers and dryers, along with an additional refrigerator in the basement are all included for added convenience. Outdoor living is just as impressive with expansive wraparound decks that invite you to relax by the sound of the trickling water fountain, entertain, or simply enjoy the peaceful surroundings. The fenced yard provides a secure space for pets, while low property restrictions offer flexibility for homeowners and investors alike. Additionally, the community offers a covered pavilion next to Fires Creek for a serene gathering spot. Recent improvements include a freshly stained exterior, a new whole-house generator, and a newly installed EV/RV charging outlet. For the explorers, this home is located near Historic Hayesville, Lake Chatuge, and hiking trails. This private retreat is ready for its next owner to enjoy the very best of mountain life.

808 Granite Dr, Hayesville

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