Surf City Homes for Sale

Surf City Homes for Sale

Welcome to Surf City, North Carolina—a charming coastal gem that perfectly blends the allure of beach life with a vibrant community spirit. Nestled along the stunning shores of Topsail Island, Surf City boasts miles of pristine sandy beaches, inviting warm waters, and breathtaking sunsets that paint the sky in hues of orange and pink. This picturesque town is not just a destination for sun-seekers; it’s a place where families create lasting memories, where friends gather for beach bonfires, and where the rhythm of life is dictated by the gentle ebb and flow of the ocean tides.

Surf City offers a delightful mix of local shops, restaurants, and recreational activities that cater to every lifestyle. Whether you're a fan of water sports, fishing, or simply soaking up the sun, there’s something for everyone. The local community is welcoming, with annual events and festivals that celebrate the unique culture and heritage of this coastal haven.

For those looking to make Surf City their home, there are a variety of homes for sale that showcase the area's charm and beauty. From cozy beach cottages to luxurious waterfront properties, the real estate options here cater to diverse tastes and budgets. Imagine waking up to the sound of waves crashing and the salty breeze wafting through your windows. With a booming market and an array of properties available, now is the perfect time to invest in your slice of paradise.

Come explore Surf City, NC, and discover the perfect home where every day feels like a vacation!

Newest Surf City Homes for Sale

$1,278,000
4 Beds ⋅ 2 Baths ⋅ 100590899 MLS ⋅ ACTIVE Status ⋅ 1,397 SqFt. ⋅ 1958 Year Built
Welcome to Vintage Vacation, an oceanfront coastal retreat where panoramic beach views, floor-to-ceiling windows, and multiple outdoor living spaces create an unforgettable waterfront experience. Perfectly positioned on the shores of Surf City, this 4-bedroom, 2-bath home offers the ideal blend of classic beach charm and breathtaking scenery. From the moment you step inside, you'll be captivated by the abundance of natural light pouring through the floor-to-ceiling windows in both the living room and the primary bedroom, framing spectacular views of the Atlantic Ocean. The open-concept living area is designed for gathering, entertaining, and soaking in the ever-changing coastal backdrop. The spacious kitchen flows seamlessly into the main living space, making it easy to host family and friends after a day on the beach. Comfortable bedrooms provide plenty of room for guests, while the oceanfront primary suite offers a peaceful retreat where you can wake up to stunning sunrises over the water. Outdoor living is where this home truly shines. Relax on the oceanfront deck, rinse off in the outdoor shower after a day in the sand, or head up to the rooftop deck to enjoy panoramic views of the Atlantic Ocean, spectacular sunsets over the island, and star-filled coastal evenings. With the beach just steps away, every day feels like a vacation. In addition to its incredible location and amenities, this property has an established history of strong rental income, making it an attractive opportunity for buyers seeking an income-producing coastal investment. Rental history and income information are available upon request. The home is being offered fully furnished with only a few exclusions, allowing the next owner to begin enjoying or renting the property with ease. Even better, this home benefits from low flood insurance costs for an oceanfront property, offering added value and long-term savings. Conveniently located near Surf City's restaurants, shopping, fishing pier, and local attractions, this property presents an exceptional opportunity as a primary residence, second home, or investment property. If you've been dreaming of owning a true oceanfront escape with unforgettable views from nearly every angle, this is the one.

2002 S Shore Dr, Surf City
$2,600,000
6 Beds ⋅ 7 Baths ⋅ 100590720 MLS ⋅ ACTIVE Status ⋅ 3,358 SqFt. ⋅ 2026 Year Built
Introducing 736 Dune Ridge Court, a newly constructed 6-bedroom, 6.5-bath oceanfront luxury home on Topsail Island. Designed for elevated coastal living, exceptional vacation-rental potential, and the ultimate second-home lifestyle, this beachfront residence offers direct ocean access through a private beach walkway, three levels of oceanfront decks, and panoramic Atlantic views. The main living level features an open-concept floor plan with expansive ocean-facing spaces, a modern electric fireplace, custom built-ins, and seamless indoor-outdoor flow. The chef's kitchen combines luxury with functionality through high-end stainless steel appliances, two refrigerators, two dishwashers, and a private scullery offering additional preparation space and storage. A wet bar with a wine refrigerator and professional ice maker creates the perfect gathering space after a day on the water. The thoughtfully designed floor plan includes two ocean-facing primary suites, each capturing beautiful coastal views and featuring a spacious walk-in shower. All six bedrooms include private ensuite bathrooms, providing comfort and privacy for owners and guests alike. Additional features include an elevator serving each level, two complete sets of washers and dryers, a two-car garage, and multiple outdoor living spaces designed to showcase ocean breezes, sunrises, and unobstructed beachfront views. Built for long-term coastal ownership, the home is supported by substantial 10-by-10 structural pilings and finished with five-point interlocking vinyl shake siding rated for winds up to 185 mph. The property is located in an AE flood zone, with reduced insurance quotes available for review. Paragon Vacation Rentals projects approximately $275,000 in annual gross vacation-rental revenue, positioning this property as an exceptional opportunity for buyers seeking a high-performing luxury oceanfront investment, a private Topsail Island retreat, or a combination of both. 736 Dune Ridge Court delivers the location, construction quality, amenities, and income potential today's oceanfront buyer is searching for.

736 Dune Ridge Ct, Surf City
$998,500
4 Beds ⋅ 3 Baths ⋅ 100590268 MLS ⋅ ACTIVE Status ⋅ 2,295 SqFt. ⋅ 2005 Year Built
Coastal Paradise Fully Furnished and Rental Ready! Experience the best of coastal living in this stunning 4-bedroom, 3-bath home offering 2,295 square feet of beautifully designed living space with breathtaking views. Whether you're looking for a full-time residence, a luxurious vacation retreat, or a proven investment property, this exceptional home checks every box. Sold completely furnished, it's ready for you to move in or continue generating rental income from day one. The spacious, open-concept floor plan is designed for entertaining and relaxing, with abundant natural light and multiple living areas that comfortably accommodate family and guests. Step outside onto the expansive decks, where you can enjoy spectacular sunrises over the ocean, and refreshing coastal breezes throughout the day. Owners added an oversized outside shower, a drive thru utility building big enough for a 6 person golf cart, as well as plenty of room for a lawn mower and other storage. The storage area has a fridge and a separate room for chairs and etc. and a patio with firepit to enjoy on those nice evenings with family or guests. After a day at the beach, rinse off in the convenient outdoor shower before gathering with friends and family to enjoy everything this coastal retreat has to offer. This property also boasts an established rental history, making it an outstanding opportunity for investors seeking immediate income potential while still enjoying personal use throughout the year. Wake up to the sights and sounds of the coast, spend your days enjoying the beach, and create lasting memories in this exceptional home. Whether you're searching for a high-performing investment or your own private seaside escape, this coastal gem offers the perfect combination! Hot water Heater replaced in 2024, one of the HVAC units was replaced in June 2024

1710 N New River Dr, Surf City
$1,499,999
4 Beds ⋅ 3 Baths ⋅ 100590100 MLS ⋅ ACTIVE Status ⋅ 2,331 SqFt. ⋅ 2026 Year Built
$25k BUILDER INCENTIVE - ON THIS NEW CONSTRUCTION OCEANSIDE BEAUTY OR RATE BUY DOWN!! with incredible OCEAN VIEWS, and steps from your own deeded beach access. Highly desirable Dune Ridge Community in the heart of Surf City, and located on a quiet dead end street. Features 4 Bedrooms and 3 Full Baths, ELEVATOR! Boasts Luxury finishes throughout, with vaulted ceilings, modern open layout, quartz countertops, huge kitchen island for entertaining, wine cooler, sleek stainless steel appliances, large pantry. This home offers 2 levels of huge rocking chair style decks, with one partially covered by roofing, for your comfort. Also a back deck off the kitchen offers additional space for grilling and a view of your large fenced in backyard, ready to drop in a swimming pool, if you like! This one under construction, call Listing Agent for more details on completion date and choices of any interior fixtures. The dead end road winds to connect with the beach road so you can stroll, walk, bike, or drive to downtown Surf City without getting on main road. This street is a Gorgeous location, to take in the OCEAN views, so quiet at end of street, steps to the beach life, make this your very own Coastal Luxury primary, 2nd home or rental investment, STR allowed! No HOA!

737 Dune Ridge Ct, Surf City
$818,900
3 Beds ⋅ 3 Baths ⋅ 100590074 MLS ⋅ ACTIVE Status ⋅ 1,724 SqFt. ⋅ 1996 Year Built
Welcome to the serene community of Pleasant Cove where there is no HOA! This 3 bed, 2 1/2 bath on a corner lot with a top floor view of the sound is a rare find in this community. In this reverse floorplan home, the upper floor is the definition of an open concept with a large living area, large dining area, and large kitchen. The kitchen was remodeled in 2024 from top to bottom with new cabinetry, quartz counter tops and new appliances. Even the upper level half bath is large and remodeled. Storage is no issue as all bed rooms have nice sized closets with two being walk-ins. The primary bedroom bath has double sinks and the laundry closet. Beach friendly flooring with bamboo floors in living areas and ceramic tile in wet areas. Love the outdoors? Find a nice place to relax on one of the three decks. Just one road over on Sand Ct. there is a community walkway/shortcut that leads to a public beach access. Under the house are two carport areas and a 15 x 6 storage area for tools and/or those beach toys. The rear yard has trees while the front is mostly grassy with an irrigation system to keep things green. Ample parking for friends and family is found in the driveway with a pervious surface. In 2025 the owners' added a one stop (upper floor) exterior lift to help get those groceries in the home. This home is well suited as a primary residence, second home retreat or rental.

21 S Oak Dr, Surf City
$1,795,000
5 Beds ⋅ 5 Baths ⋅ 100589927 MLS ⋅ ACTIVE Status ⋅ 3,200 SqFt. ⋅ 2026 Year Built
Experience luxury coastal living at 1919 N New River Drive in Surf City. This stunning furnished, new construction home offers 3,200 square feet, 5 bedrooms, and 4.5 bathrooms, including three private en-suite bedrooms. Designed to capture breathtaking panoramic ocean and canal views, the home is located directly across from public beach access for effortless days on the sand. Features include an elevator, open-concept living, premium finishes, an irrigation system, outdoor shower, and privacy fence. Whether you're seeking a short-term rental investment, primary residence, or second home, this exceptional property offers the perfect blend of luxury, comfort, and location in one of Surf City's most desirable coastal communities.

1919 N New River Dr, Surf City
$329,000
3 Beds ⋅ 2 Baths ⋅ 100588497 MLS ⋅ ACTIVE Status ⋅ 1,047 SqFt. ⋅ 2024 Year Built
Experience coastal living where the Atlantic Ocean offers the perfect blend of relaxation and adventure. With a mild climate nearly year-round, you can enjoy warm salty air and all the outdoor activities the area provides. Your new home in Waterside is less than a mile from the new high-rise bridge featuring a pedestrian lane that delivers sweeping ocean views from its crest. Conveniently located, Waterside offers an easy drive to Wilmington, Marine Corps Base Camp Lejeune, and nearby shopping, dining, and everyday essentials. This homesite features a beautifully designed one-story plan with 3 bedrooms and 2 full baths. The kitchen includes stainless steel appliances, and the home comes equipped with a smart-home technology package. Community amenities include a pool, clubhouse, fire pit, playground, multisport court, and sand volleyball court. Situated on a premier lot with a wooded backyard and natural area, the property also includes fencing for added privacy. Old Landing Road provides convenient access to Water Bays--perfect for fishing or launching a kayak.

303 Azimuth Dr, Surf City
$449,900
4 Beds ⋅ 2 Baths ⋅ 100587805 MLS ⋅ ACTIVE Status ⋅ 1,776 SqFt. ⋅ 2024 Year Built
Savvy buyers will immediately recognize the opportunity here. Positioned to be one of the best values in Waterside, 304 Cleat Drive features the community's most sought-after Cali floor plan. Professional photography is coming soon, but we couldn't wait to introduce this incredible home. Beautifully maintained and thoughtfully upgraded, this 4-bedroom, 2-bath home offers an open-concept layout designed for both everyday living and entertaining. The spacious kitchen features a large center island, walk-in pantry, abundant cabinetry, and flows seamlessly into the dining and living areas. The private primary suite is tucked away from the secondary bedrooms and includes a walk-in closet and ensuite bath. Enjoy the privacy of a fully fenced backyard with a covered patio, perfect for relaxing or entertaining. A whole-home water filtration system adds another valuable upgrade and everyday convenience. Located just steps from the community pool, you'll also enjoy Waterside's outstanding amenities, including a resort-style pool, fitness center, multi-sport court, playground, sidewalks, golf cart-friendly streets, and a vibrant neighborhood with community events throughout the year. Less than 2 miles from Surf City Beach, you can bike or golf cart to the beach, local coffee shops, restaurants, breweries, boutiques, and parks. Waterside offers more than a home--it offers the coastal lifestyle buyers are searching for. With its premier location, desirable upgrades, and Waterside's most popular floor plan, 304 Cleat Drive is expected to attract strong interest from the moment it goes Active. If you've been waiting for the right opportunity in Waterside, this is one you won't want to miss.

304 Cleat Dr, Surf City
$389,800
3 Beds ⋅ 2 Baths ⋅ 100586272 MLS ⋅ ACTIVE Status ⋅ 1,209 SqFt. ⋅ 2023 Year Built
Meticulously maintained in Surf City, home to some of the area's most sought-after beaches and coastal charm, this turnkey home offers the perfect blend of comfort, convenience, and coastal living. Ideally located just minutes from military bases, shopping, and dining, with an easy commute to Wilmington or Jacksonville, this pristine home is ready for its next owner. Nestled in the Waterside community, you'll love the inviting, open concept living area filled with natural light, creating the perfect space for relaxing evenings or entertaining. The well-appointed kitchen features stainless steel appliances, including a dishwasher, microwave, range, and four-door refrigerator, along with a spacious pantry and deep single bowl sink. Designed with a desirable split-bedroom floor plan, the private primary suite offers a walk-in closet and an ensuite bathroom complete with a walk-in shower and glass shower door. The home's bright, airy feel and neutral color palette continue throughout the two additional bedrooms and guest bathroom. A dedicated laundry room, with a front-loading Maytag washer and dryer that convey, adds even more convenience. Enjoy the benefits of smart home technology with equipment already in place to activate security and camera features, while allowing app-controlled access to select lighting, the thermostat, garage door, and front door lock. Additional highlights include a one car garage, double width driveway, ample storage closets, patio, fully fenced backyard with wood privacy fencing, retractable screen door, blinds and window treatments throughout, and upgraded paint extending into the garage. When you're not spending the day at the beach, take advantage of Waterside's outstanding community amenities, including a swimming pool, tennis courts, pickleball/basketball courts, beach volleyball, clubhouse, fitness center, playground, and scenic pond. Everything you need for relaxed coastal living can be found at 1014 Course Lane in Surf City. Schedule your private showing today before this exceptional home is gone!

1014 Course Ln, Surf City
$1,399,000
4 Beds ⋅ 4 Baths ⋅ 100585639 MLS ⋅ ACTIVE Status ⋅ 2,691 SqFt. ⋅ 2025 Year Built
Enjoy stunning Atlantic Ocean and Intracoastal Waterway views from this brand-new 4-bedroom, 3.5 bath luxury home, complete with balconies on every level and a 4th-floor cupola with a 360° viewing deck of the entire Island! Beach access is directly across the street, and the ground-level entertainment area with outdoor shower makes coastal living easy. Inside, the home features two primary bedroom suites, a whole-home SONOS system, surround sound in the great room, and smart-home security with Ring cameras and full monitoring. Located just 2.5 miles from Surf City, you're close to dining, shopping, the pier, parks, and boat launches. Situated in the sought-after Accolade community, residents enjoy the island's largest resort-style pool, an open-air clubhouse, and scenic walking trails under mature live oaks. This home offers luxury, convenience, and the best of Topsail Island living.

55 Accolade Dr, Surf City
$1,075,000
3 Beds ⋅ 3 Baths ⋅ 100584283 MLS ⋅ ACTIVE Status ⋅ 1,440 SqFt. ⋅ 1992 Year Built
Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation. Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic: 2026 Improvements Wall removed between kitchen and living room to create a true open-concept layout Popcorn ceilings removed throughout Shiplap ceiling with center beam and recessed lighting added in living room and kitchen Kitchen upgrades: Large island seating six, designed for cooking, gathering, and entertaining New 6-burner gas range with convection and air-fry oven Over-range microwave removed and replaced with a powerful exterior-vented hood New microwave installed in the island Granite countertops All-new soft-close cabinets, drawers, and pantry storage Pantry cabinets include pull-out shelves with power outlets Dedicated spice cabinet Tiled backsplash Primary bathroom upgrades: New soft-close vanity with quartz top Tub removed and replaced with a custom tiled shower with glass door New lighting, fixtures, and mirrors Pocket door from laundry room removed and closed in Guest bathroom upgrades: New soft-close vanity with quartz top New lighting, fixtures, and mirrors New ceiling fans in primary bedroom and living room Beadboard chair rail replaced with a clean, modern finish Premium LVP flooring installed throughout, replacing carpet and older LVP All light switches and plates replaced with matching white finishes Fresh Sherwin-Williams paint throughout Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind. Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets. The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don't miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located un

1023 1st St, Surf City
$1,200,000
4 Beds ⋅ 5 Baths ⋅ 100583049 MLS ⋅ ACTIVE Status ⋅ 2,696 SqFt. ⋅ 1986 Year Built
Welcome to 126 Channel Bend, an exceptional 4 bedroom, 4.5 bath 2nd Row home surrounded by trees and tucked within one of Surf City's most sought-after waterfront communities. You are just a couple of minutes from your private community beach access and private community boat access. Thoughtfully designed with both comfort and entertaining in mind, this beautiful coastal residence offers the perfect combination of modern finishes, spacious living areas, large lot with private fenced yard, and the relaxed coastal lifestyle that makes Topsail Island so desirable. Step inside to discover an inviting open floor plan filled with natural light and enhanced by tasteful coastal touches throughout. The spacious living room flows effortlessly into the well-appointed kitchen and dining area, creating the ideal setting for gatherings with family and friends. The kitchen offers abundant cabinetry, generous counter space, and a functional layout perfect for everyday living or hosting guests after a day on the water. Comfortable bedrooms with en suite baths provide private retreats, while multiple outdoor living spaces invite you to enjoy morning coffee, evening sunsets, and refreshing ocean breezes. Whether you're relaxing after a day at the beach or entertaining guests, this home is designed to maximize indoor and outdoor beach living. Located just minutes from Surf City Pier, local restaurants, shopping, and entertainment, 126 Channel Bend provides convenient access to boating, fishing, and all the recreational opportunities Topsail Island has to offer. Whether you're searching for a full-time residence, vacation getaway, or investment opportunity, this remarkable property delivers the best of the Surf City lifestyle. Experience coastal living at its finest and discover why 126 Channel Bend is the perfect place to call home.

126 Channel Bnd, Surf City
Start Your Search

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.