Surf City Homes with Creek/Stream View

Surf City Homes with Creek/Stream View

Welcome to Surf City, North Carolina—a coastal gem nestled in Pender County that perfectly blends the allure of beach life with the tranquility of nature. Known for its stunning sandy shores and laid-back vibe, Surf City is a haven for those seeking a serene escape, yet it offers a vibrant community bustling with local shops, eateries, and recreational activities.

One of the most enchanting features of Surf City is its picturesque homes that boast breathtaking views of creeks and streams. Imagine waking up each morning to the gentle sounds of flowing water and the sight of lush greenery right outside your window. These properties not only provide a peaceful retreat but also offer a unique connection to the natural beauty that surrounds them. Whether you're sipping your morning coffee on the porch or enjoying an evening stroll along the water's edge, the serene ambiance of creek-side living is truly unmatched.

Surf City’s real estate market is diverse, catering to families, retirees, and vacationers alike. Homes with creek or stream views are particularly sought after, as they provide a rare opportunity to experience the best of both worlds—coastal living and scenic tranquility. With easy access to the beach and a plethora of outdoor activities, including fishing, kayaking, and hiking, residents can indulge in an active lifestyle while enjoying the peaceful backdrop of nature.

Discover the charm of Surf City, where your dream home with a creek or stream view awaits. Embrace the coastal lifestyle and let the soothing sounds of nature be your everyday soundtrack.

Newest Surf City Homes with Creek/Stream View

$999,999
4 Beds 4 Baths 100574849 MLS ACTIVE Status 2,184 SqFt. 2026 Year Built
Brand-New Soundfront Construction in Surf City! This fully finished, partially furnished and move-in-ready townhome delivers luxury coastal living at its finest--complete with 4 bedrooms, 4 full bathrooms, an elevator, and a private dock overlooking the historic Cockle Creek. Designed with both comfort and style in mind, this home showcases designer-selected finishes throughout: quartz countertops, white shaker cabinetry, stainless steel appliances, LVP flooring on every level, modern tiled showers, and multiple porches offering breathtaking sound views from every floor. An elevator services all levels, ensuring effortless access for family and guests. Step outside and enjoy the ultimate waterfront lifestyle--launch your paddleboard or kayak, fish from your spacious dock, or relax with morning coffee while watching the water come alive. An outdoor shower adds convenience after a day on the sound or beach. With no HOA fees, this property offers flexibility for a primary residence, second home, or high-performing rental investment. Ideally located close to the beach, restaurants, shopping, Kenny Batts Park, and the IGA. Situated in the desirable AE flood zone and feeding into the highly rated Topsail School District, this home checks all the boxes for coastal living. Don't miss your chance to own a luxury sound front townhome and live your waterfront dream on Surf City's iconic Cockle Creek!

705 S Topsail Dr Unit B, Surf City

$1,395,000
6 Beds 5 Baths 100565849 MLS ACTIVE Status 2,867 SqFt. 2025 Year Built
FINAL MODEL HOME IN EXCLUSIVE ENCLAVE OF 5 COTTAGES IN SKYVIEW SUBDIVISON! OPTION TO PURCHASE FULLY FURNISHED & TURNKEY TO ENJOY THIS SUMMER! Discover unparalleled coastal living at 611a S Topsail Drive, Surf City, NC. This exclusive boutique community of five new construction single family homes boasts a prime location and superior craftsmanship, and 611A isn't only the last one available, but is also the model home. It is elite in both selections with designer upgrades, tastefully curated furnishing package, and elevated garage features and finishes. This home has 6 bedrooms, 5 bathrooms, & an elevator. No detail was spared in its construction! Interiors are custom outfitted by Kinton Interiors. Ideally situated across from public beach access at Charlotte Ave, this meticulously crafted home showcases exquisite selections throughout. Handcrafted Chippendale railings by Amish artisans and hand-dipped cedar shake siding evoke timeless charm, complemented by the durability of grey Trex decking and a chic Hunter Green door at the entrance. Inside, the elegance continues with white-washed white oak hardwood floors (unheard of luxury at the beach) and a foyer adorned with vertical tongue and groove paneling. The spacious interior features 8-foot doors, glass marble walls, and luxurious 18'' by 3' marble tile floors. The gourmet kitchen is a chef's dream, featuring white shaker cabinets reaching to the ceiling, Carrera marble countertops, and gold faucets and hardware. A grand 7 by 4-foot kitchen island is illuminated by a distinctive wicker style light, and a custom hood coupled with a designer appliance package. Designed for comfort and resilience, the home includes impact-resistant windows throughout, ensuring peace of mind in any weather. The living room boasts horizontal shiplap detailing, adding character to the expansive space. Enjoy practical amenities as well, such as dual water heaters, a sliding glass door in the garage making the space flexible, along with a Moen water turn-off system for added peace of mind, 3 parking spaces in the garage and a designated spot for charging your golf cart! With its blend of superior craftsmanship, coastal elegance, & modern amenities, 611a S Topsail Drive epitomizes luxurious seaside living. Schedule your private tour today and experience the epitome of coastal luxury.

611 S Topsail Dr Unit A, Surf City

$1,299,000
6 Beds 5 Baths 100565541 MLS ACTIVE Status 2,262 SqFt. 2025 Year Built
Exceptional value! **Now priced $100,000 below its 2025 appraised value.** Optional Outdoor Living Package Available Enhance this home with an 8' × 10' plunge pool, travertine patio/hardscape, and outdoor TV mounting location for an additional $71,000 with an acceptable offer. To secure this option, the buyer and builder will execute a separate pool construction contract and pool deposit at closing. The pool, hardscape, and TV mount will be installed by the builder after closing. Images are artist renderings for illustrative purposes only and are not to scale. Final design, dimensions, materials, finishes, and features may vary. Contact listing agent for complete details. Panoramic water views, unbeatable walkability, and one of the best locations in Surf City! Situated on property with desirable **Mixed Use zoning**, this home offers long-term investment potential in the heart of Surf City's thriving downtown district. Mixed Use zoning encourages the continued growth and vitality of the area while helping support long-term property value in one of the island's most sought-after locations. Experience the best of island living in this stunning 6-bedroom, 4.5-bath home offering 2,262 square feet of beautifully designed coastal living just steps from the beach, Surf City Pier, downtown shops, restaurants, parks, and the public boat ramp. Perfectly positioned to capture breathtaking views from the Atlantic Ocean to the Intracoastal Waterway, the home also overlooks downtown Surf City and the iconic high-rise bridge, providing spectacular scenery from sunrise to sunset. Completed in early 2025 and meticulously maintained by the original builder, this home showcases exceptional craftsmanship along with premium coastal construction features designed for long-term durability. Built with a ZIP System® weather-resistant sheathing, a HydroStop® rooftop deck system, corrosion-resistant stainless steel fasteners, and an upgraded stainless Viewrail® cable railing system, this home was thoughtfully constructed to withstand the coastal environment while minimizing future maintenance. The light-filled floor plan features expansive windows and water views from every room, including all six bedrooms. Watch boats cruise the Intracoastal Waterway, enjoy abundant coastal wildlife, and take in the ever-changing scenery from nearly every space. The open-concept living area centers around a beautifully appointed kitchen featuring stainless steel appliances, a custom tile backsplash, built-in coffee bar with beverage refrigerator, and a spacious walk-in pantry, making it ideal for entertaining or everyday living. Outdoor living is equally impressive with multiple covered decks and an expansive rooftop deck offering panoramic views of the ocean, sound, bridge, and downtown. The rooftop is entertainment-ready with a raised TV box, creating the perfect setting for relaxing, hosting family and friends, or enjoying Surf City's spectacular Fourth of July fireworks. Ample storage is available both on the ground level and rooftop for beach gear and outdoor equipment. Additional features include a private elevator serving all three floors. Most furnishings are negotiable with an acceptable offer, creating an outstanding turnkey opportunity. Having been rented on a limited basis this summer at the builder's discretion for rates up to **$750 per night**, the home has already demonstrated strong vacation rental income potential while remaining immediately available for a primary residence, second home, or investment property with no future bookings to honor. With a price now **$100,000 below its 2025 appraised value**, up to **$20,000 toward a rate buydown or closing costs** with an acceptable offer, premium coastal construction, exceptional views, and one of Surf City's most walkable locations, this is a rare opportunity to own an outstanding coastal property at an exceptional value. Realtor is a member of the selling L

321 N New River Dr, Surf City

$2,495,000
5 Beds 5 Baths 100564861 MLS ACTIVE Status 4,204 SqFt. 2005 Year Built
An intriguing approach down a tree lined drive escorts you to a tranquil .79-acre estate overlooking 100 ft of waterfront, floating & stationary docks with a boat lift & a jet ski lift, & captivating views of Banks Channel. This stunning Sound Front home is tucked into the meticulously landscaped, quiet maritime forest & located in Surf City on a protected canal with vast, unobstructed views of the marsh, sound & waterway! Your private oasis features 2 deeded beach accesses that lead to the incomparable shoreline of Surf City. This sophisticated home was custom designed from a Caribbean Floor Plan to be in harmony with the site & the timeless oaks that blanket the property. Elegance & decadent craftsmanship start with 2 by 6 structural framing, & travel with you throughout this 4200+ sq ft estate with 5 bedrooms, 4 & 1/2 bathrooms. Abundant outdoor living space with 2500 sq ft of balcony, wrap-around decking, patio space, fully enclosed outdoor shower & gardening counter, leading to a private boardwalk over the saltwater pond to the upland area cabana overlooking the secured, bulkheaded canal frontage. Cabana hosts a 10,000 lb boat lift & a 2500 lb jet ski lift, with seating under the trees & stars, making this a boater's dream. Upon entering the home, the foyer has an Ernest Hemingway inspired flair with porcelain tile floors & rich hued hardwood stairs, & an in-law suite that has a 2nd kitchen with cooktop, full refrigerator, sink, 2 bedrooms (1 with views of the water) a full bathroom, & a door that shuts the entire floor off to the foyer for added privacy. Also, downstairs is an office that is fully wired & has built-in bookshelves. The second story has an oversized guest suite with tall ceilings, & a full bathroom. This level also features the kitchen, dining, living room & powder room. The kitchen has plenty of counter space & a full suite of high-end appliances that are a chef's dream; thick granite countertops, breakfast bar, an island with an additional sink, & a gas cooktop with a vented hood are some of the features that make this kitchen unique. Dining room is just off the kitchen, with an open floor plan & the space is completely encircled with windows for an abundance of beautiful natural lighting. The living room has more built-in shelving with gas logs, a dry bar with wine cooler/shelving/granite countertop, 2 double glass doors for easy access to the wrap-around deck when entertaining & sweeping views of the ICWW. The third story has an additional bedroom with a full bathroom, a private office located in the room, and a walk-in closet. The door to the balcony & the large laundry room with shelving, television, & utility sink are what separates the guest room & master suite. The master suite has an expansive bathroom with a walk-in shower, whirlpool soaking tub, separate his & hers sinks/mirrors/vanities, and a built-in makeup station for you to get ready while overlooking the water. Master bedroom has separate, his & hers, walk-in closets, & glass doors that lead out to a private balcony that perches you at the top of the island. Enjoy the most beautiful sunsets of your life from this 685 sq ft master suite, which is a retreat of its own with intricate trim work & striking details. The driveway is lined with pervious concrete with a 2-car garage and space to park 10 vehicles. Yard has been lovingly maintained by an avid gardener, boasting beautiful mature live-oak trees, ficus, oleanders, pine, lemon, olive, cedar trees & cork-screw willows cascade your walk to the front door. Hydrangeas, azaleas & other native flora placed around the estate aid in making this incomparable property the crown Jewel of Surf City. Sandy Ridge is a lovely neighborhood just a couple miles south of the Surf City bridge. Tucked just off the main road, this charming subdivision has 2 private crosswalks to access the beach & no hoa. Located in an AE flood zone & the coveted Topsail School District- come see all this home has to offer.

10 W Ridge, Surf City

$794,500
3 Beds 3 Baths 100562400 MLS ACTIVE Status 2,004 SqFt. 2021 Year Built
Priceless Sunsets. Endless Coastal Vibes. Location Is Forever! Some homes are beautiful. Others have an extraordinary location. This exceptional waterfront retreat offers both. Welcome to 813 N. New River Drive Unit B, in the highly sought-after Serenity Bay community, where breathtaking Intracoastal Waterway and estuary views, spectacular sunsets, private beach access, and the convenience of downtown Surf City create one of the most desirable locations on Topsail Island. The lifestyle is what truly sets this property apart. Wake up and take a short stroll to the beach along the community's private walkway, spend the afternoon paddleboarding, kayaking, or fishing from the expansive waterfront lawn, then end each day with a front-row seat to breathtaking sunsets reflecting across the estuary. Perfectly positioned in the heart of Surf City, you'll enjoy the rare combination of peaceful waterfront living while being within easy walking distance of the beach, Pier, restaurants, coffee shops, the park, and year-round community events. Close enough to enjoy everything Surf City has to offer, yet tucked away in a private, serene waterfront setting where the views and sunsets become part of your everyday life. One of the property's most unique features is the expansive grassy lawn stretching to the water's edge--a rare amenity. It's the perfect place to relax, entertain, enjoy the coastal breeze, watch dolphins and coastal birds, or launch your kayak or paddleboard from your own backyard. A quote is available for a future private dock, creating even more opportunities to enjoy Intracoastal living. Location. Location. Location. In real estate, kitchens can be remodeled, flooring replaced, and finishes updated, but location can never be recreated. While beautiful new construction continues to be built across the street, it can never duplicate the unobstructed estuary views, breathtaking sunsets, expansive waterfront greenspace, and irreplaceable setting this home enjoys. Location is truly a forever asset. Built just five years ago, this beautifully designed 3-bedroom, 3-bathroom townhome features a reverse floor plan thoughtfully designed to maximize panoramic water views. The open-concept living area showcases granite countertops, stainless steel appliances, bar seating, and flows seamlessly onto an oversized waterfront deck--perfect for entertaining or unwinding. A spacious guest suite with a private ensuite completes the upper level. The second floor features an oversized primary suite with a private sitting area, spa-inspired ensuite bath, and its own waterfront balcony overlooking the estuary, plus a third generously sized ensuite bedroom. The ground level offers a welcoming foyer, grilling area, outdoor TV lounge, and a large waterfront lawn. Whether you choose to enjoy it year-round, as a second home, or capitalize on its excellent short-term rental potential, this home delivers the very best of Topsail Island living. Imagine spending your next Fourth of July watching boats cruise the Intracoastal while fireworks light up the Topsail Island sky from your own deck. This isn't simply a beautiful home--it offers one of the finest combinations of waterfront views, beach access, walkability, modern construction, and relaxed coastal living available on Topsail Island. Schedule your private tour today and discover why this home's location truly is forever!

813 N New River Dr Unit B, Surf City

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