Surf City Homes with Boat Ramp Lot Description

Surf City Homes with Boat Ramp Lot Description

Welcome to Surf City, North Carolina—an enchanting coastal paradise nestled in Pender County. Renowned for its stunning beaches and vibrant community, Surf City offers a perfect blend of relaxation and adventure. With its picturesque shoreline and warm Southern hospitality, this charming town is an ideal destination for those seeking a laid-back lifestyle by the sea.

One of the standout features of Surf City is its access to a wealth of recreational activities. Whether you're a fishing enthusiast, a boating aficionado, or simply someone who loves soaking up the sun, Surf City has something for everyone. Imagine waking up to the sound of gentle waves and the salty breeze, then spending your days exploring the beautiful waters of the Intracoastal Waterway or the Atlantic Ocean.

For those looking to invest in their slice of paradise, homes with boat ramp lots in Surf City offer an exceptional opportunity. These properties provide direct access to the water, making it easy to launch your boat and embark on a day of fishing, crabbing, or simply cruising along the stunning coastline. With spacious lots and scenic views, these homes are perfect for families, retirees, or anyone looking to enjoy the ultimate coastal lifestyle.

In addition to outdoor adventures, Surf City boasts a variety of charming shops, delightful restaurants, and local events that foster a strong sense of community. From fresh seafood to unique boutiques, you'll find everything you need just a short drive away.

Come experience the magic of Surf City, where every day feels like a vacation, and your dream waterfront home awaits!

Newest Surf City Homes with Boat Ramp Lot Description

$950,000
4 Beds ⋅ 4 Baths ⋅ 100591599 MLS ⋅ ACTIVE Status ⋅ 1,876 SqFt. ⋅ 2007 Year Built
Deeded water rights, a private deeded boat slip with a 7,000-pound boat lift, panoramic Intracoastal Waterway views, and an unbeatable Surf City location! Wake up each morning to spectacular sunrises over the ICWW while relaxing on your covered waterfront deck overlooking the Intracoastal Waterway, Topsail Island, and the iconic Surf City Bridge. Rarely does an opportunity like this become available in one of Surf City's most sought-after waterfront communities. Designed with a reverse floor plan to maximize the breathtaking views, this beautifully maintained end-unit townhome offers 4 bedrooms, 3.5 bathrooms, a three-stop elevator, and additional windows that fill the home with natural light. The top floor is dedicated to the main living space, where the open-concept living room, dining area, and kitchen capture incredible panoramic water views. Step outside to your deeded boat slip with a 7,000-pound boat lift and be on the Intracoastal Waterway within minutes. Enjoy boating, fishing, kayaking, paddleboarding, canoeing, jet skiing, or cruising to nearby waterfront restaurants and marinas. Few properties offer this combination of deeded water rights, direct water access, and such an exceptional location. The spacious kitchen features granite countertops, stainless appliances, bamboo flooring throughout the main living areas, and an open layout. The waterfront primary suite is located on the level just below the main living area, allowing you to wake each morning to peaceful water views. An upstairs bedroom features its own private ensuite bath, making it ideal for guests, while every bedroom offers oversized closets and exceptional storage. Designed for coastal living, this home also includes hurricane shutters, providing added storm protection and peace of mind. After a day on the water, the spacious mudroom provides the perfect drop zone for beach gear and boating essentials before stepping onto the covered rear porch overlooking the waterfront. From here, you'll enjoy views of the community's waterfront gathering deck, private docks, and outdoor shower, making it easy to rinse off after a day on the boat or at the beach. Residents enjoy outstanding community amenities including a waterfront swimming pool, private boat ramp, clubhouse with billiards room, waterfront gathering deck, and outdoor shower. Whether you're launching your boat, relaxing by the pool, or gathering with neighbors along the water, every day feels like a vacation. The location simply cannot be overstated. Leave your car parked and walk, bike, or take your golf cart to Surf City's beautiful beaches, the Surf City Bridge, waterfront parks, coffee shops, restaurants, boutiques, seafood markets, grocery stores, and the town's year-round festivals and community events. Skip the weekend beach traffic and enjoy the convenience of having everything just minutes away. You can even launch your kayak or paddleboard from your dock and explore the waterways or paddle across to Topsail Island for waterfront dining and entertainment. Waterfront homes with deeded water rights, a private boat lift, elevator, reverse floor plan, and direct Intracoastal Waterway access rarely become available in this community. Whether you're searching for a full-time residence, second home, or investment property, this exceptional coastal home offers the perfect combination of convenience, boating access, and the waterfront lifestyle that makes Surf City one of North Carolina's most desirable destinations. Schedule your private showing today!

302 Vesta Ct, Surf City
$1,200,000
4 Beds ⋅ 5 Baths ⋅ 100583049 MLS ⋅ ACTIVE Status ⋅ 2,696 SqFt. ⋅ 1986 Year Built
Welcome to 126 Channel Bend, an exceptional 4 bedroom, 4.5 bath 2nd Row home surrounded by trees and tucked within one of Surf City's most sought-after waterfront communities. You are just a couple of minutes from your private community beach access and private community boat access. Thoughtfully designed with both comfort and entertaining in mind, this beautiful coastal residence offers the perfect combination of modern finishes, spacious living areas, large lot with private fenced yard, and the relaxed coastal lifestyle that makes Topsail Island so desirable. Step inside to discover an inviting open floor plan filled with natural light and enhanced by tasteful coastal touches throughout. The spacious living room flows effortlessly into the well-appointed kitchen and dining area, creating the ideal setting for gatherings with family and friends. The kitchen offers abundant cabinetry, generous counter space, and a functional layout perfect for everyday living or hosting guests after a day on the water. Comfortable bedrooms with en suite baths provide private retreats, while multiple outdoor living spaces invite you to enjoy morning coffee, evening sunsets, and refreshing ocean breezes. Whether you're relaxing after a day at the beach or entertaining guests, this home is designed to maximize indoor and outdoor beach living. Located just minutes from Surf City Pier, local restaurants, shopping, and entertainment, 126 Channel Bend provides convenient access to boating, fishing, and all the recreational opportunities Topsail Island has to offer. Whether you're searching for a full-time residence, vacation getaway, or investment opportunity, this remarkable property delivers the best of the Surf City lifestyle. Experience coastal living at its finest and discover why 126 Channel Bend is the perfect place to call home.

126 Channel Bnd, Surf City
$1,450,000
5 Beds ⋅ 6 Baths ⋅ 100567564 MLS ⋅ ACTIVE Status ⋅ 1995 Year Built
WATER ACCESS! LOCATION! DOUBLE POTENTIAL INCOMING PRODUCING! FULLY FURNISHED! EASY TO SHOW! Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm. Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup. An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water. Situated on a corner lot with mature trees, the home offers added privacy and a true coastal neighborhood feel. The rare convenience of four garages spaces and two separate driveways provides ample parking for guests, boats, and beach gear. Located within a water-access community with a boat ramp, you're just minutes from the beach, dining, and local favorites. Best of all, this home is being sold furnished, excluding a few personal items, making it a seamless transition whether you're looking for a primary residence, second home, or investment property. Versatile. Spacious. Exceptionally located. This is more than a beach house, it's a coastal lifestyle investment with room to gather, generate, and grow. 🌊⚓. THIS HOME DOES ALLOW SHORT TERM RENTALS!

111 Cutlass Dr, Surf City
$859,000
5 Beds ⋅ 3 Baths ⋅ 100561498 MLS ⋅ ACTIVE Status ⋅ 2,008 SqFt. ⋅ 1995 Year Built
Are you looking for a well maintained and move-in ready Beach home with spectacular views of Topsail Sound? Welcome home to this 5 bedroom nestled in mature live oaks on a quiet cul-de-sac. The list of recent updates and renovations is long and includes new roof (2018), exterior paint (2019), new exterior windows (2020), new HVACs (2020/2021/2025), new composite exterior decking (2023), new appliances and toilets (2023-2024), kitchen counters and cabinet updates (2025), and new exterior doors (2026). This home has the best of both worlds - convenient beach access and a community dock, boat ramp, and soundfront gazebo! With all the work and renovations completed, there is nothing left for you to do but relax on the beach or jump on your boat! Come take a look before this special home is under contract!

121 Seagull Ct, Surf City
$940,000
4 Beds ⋅ 2 Baths ⋅ 100557941 MLS ⋅ ACTIVE Status ⋅ 1,336 SqFt. ⋅ 2019 Year Built
Where coastal living and deep-water access come together, this turnkey waterfront property offers the ideal blend of beach and boating lifestyle. This one owner 4BR/2BA home is only seven years old & features 1,336 heated sq ft, open living & kitchen area and is perfectly positioned on a deep-water canal with Private Dock & Sound views. Also includes private boat ramp. Plenty of room for future Boat lift & finger docks. Fully furnished and rental-ready, it's ideal as a primary residence, second home, or investment property. Relax on the back porch overlooking the water, or take the short walk/golf cart ride to several public beach accesses, eating & drinking establishments & more. Vinyl siding for low maintenance & Concrete slab parking underneath. for multiple vehicles. Lift in place for easy access to living level . Vacant and easy to show. Rental Projections available upon request.

1017 1st St, Surf City
$1,450,000
5 Beds ⋅ 6 Baths ⋅ 100547126 MLS ⋅ ACTIVE Status ⋅ 3,544 SqFt. ⋅ 1995 Year Built
WATER ACCESS! LOCATION! DOUBLE POTENTIAL INCOMING PRODUCING! FULLY FURNISHED! EASY TO SHOW! Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm. Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup. An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water. Situated on a corner lot with mature trees, the home offers added privacy and a true coastal neighborhood feel. The rare convenience of four garages spaces and two separate driveways provides ample parking for guests, boats, and beach gear. Located within a water-access community with a boat ramp, you're just minutes from the beach, dining, and local favorites. Best of all, this home is being sold furnished, excluding a few personal items, making it a seamless transition whether you're looking for a primary residence, second home, or investment property. Versatile. Spacious. Exceptionally located. This is more than a beach house, it's a coastal lifestyle investment with room to gather, generate, and grow. 🌊⚓. THIS HOME DOES ALLOW SHORT TERM RENTALS!

111 Cutlass Dr, Surf City
$695,000
4 Beds ⋅ 3 Baths ⋅ 100536621 MLS ⋅ ACTIVE Status ⋅ 1,784 SqFt. ⋅ 2005 Year Built
NO HOA!!! Motivated Seller! Coastal Living at Its Finest - Canal Beauty Just One Block from the Beach! Welcome to 8th Street, where the serene charm of canal life meets the vibrant energy of Topsail Island's Surf City! This stunning 4-bedroom, 3-bathroom coastal retreat offers the perfect blend of luxury, location, and lifestyle. Step inside this reverse floor plan home and head to the top floor where you'll find a spacious, light-filled living area and kitchen, perfectly positioned to capture gorgeous views of the ocean, canal, and Intracoastal Waterway. The primary suite, also on the top level, boasts its own private balcony, offering a front-row seat to breathtaking sunsets—and even Fourth of July fireworks from the upper deck! This home is built for both comfort and entertaining. Enjoy four expansive balconies—two oversized on the front of the home, and two private off the bedrooms in the back. Two of the bedrooms are oversized en-suites, making this layout ideal for multi-generational living or high-end vacation rental appeal. Outdoor living shines here with a custom-built bar, a full shell patio under the home, and a shed for extra storage (plus a second plastic shed for your beach gear). With parking for up to ten vehicles—three under covered areas—there's room for everyone. This property was lovingly maintained as a primary residence but has excellent rental potential for those seeking investment opportunities in the high-demand Surf City market. Enjoy peace of mind with a generator hookup, and take in the laid-back coastal lifestyle with walkable beach access just one block away. Whether you're looking for a full-time home, vacation getaway, or investment property—this canal front gem checks all the boxes!

8014 8th St, Surf City
$1,299,000
5 Beds ⋅ 4 Baths ⋅ 100502638 MLS ⋅ ACTIVE Status ⋅ 2,300 SqFt. ⋅ 2005 Year Built
Welcome to 103 Katelyn Dr, a charming second row coastal property located in the Cedar Point neighborhood which is only a short distance from local shops, restaurants, and parks. This home was built in 2005, been well maintained, and never rented. Home offers 5 bedrooms and 4 baths, giving ample space for family and guests. This property also has its own boat slip located next to neighborhood ramp/dock and also a beach access across the street.

103 Katelyn Dr, Surf City
Start Your Search

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.