Surf City Homes with Dock Lot Description

Surf City Homes with Dock Lot Description

Welcome to Surf City, North Carolina—where coastal charm meets vibrant community living! Nestled in the heart of Pender County, this picturesque town is famous for its stunning beaches, warm Southern hospitality, and a laid-back lifestyle that beckons both visitors and residents alike. Whether you're strolling along the sandy shores, exploring local shops, or savoring fresh seafood at waterfront eateries, Surf City offers a unique blend of relaxation and adventure.

One of the most appealing aspects of Surf City is its diverse real estate options, particularly homes with dock lots. Imagine waking up to the gentle sounds of the ocean and the sight of boats gliding through the water right from your backyard. These properties not only provide direct access to the Intracoastal Waterway but also offer a lifestyle filled with boating, fishing, and water sports. With many homes featuring private docks, you can easily embark on a sunset cruise, cast a line for your next big catch, or simply enjoy the serene views from your deck.

Surf City is not just about beautiful homes; it’s a community that celebrates outdoor living. With easy access to pristine beaches, parks, and nature trails, residents can enjoy an active lifestyle year-round. Families will appreciate the excellent schools and friendly neighborhoods, making it an ideal place to call home.

If you’re seeking a coastal haven with the perfect blend of tranquility and adventure, Surf City is calling your name. Explore our listings today and discover your dream home with a dock lot—where every day feels like a vacation!

Newest Surf City Homes with Dock Lot Description

$950,000
4 Beds ⋅ 4 Baths ⋅ 100591599 MLS ⋅ ACTIVE Status ⋅ 1,876 SqFt. ⋅ 2007 Year Built
Deeded water rights, a private deeded boat slip with a 7,000-pound boat lift, panoramic Intracoastal Waterway views, and an unbeatable Surf City location! Wake up each morning to spectacular sunrises over the ICWW while relaxing on your covered waterfront deck overlooking the Intracoastal Waterway, Topsail Island, and the iconic Surf City Bridge. Rarely does an opportunity like this become available in one of Surf City's most sought-after waterfront communities. Designed with a reverse floor plan to maximize the breathtaking views, this beautifully maintained end-unit townhome offers 4 bedrooms, 3.5 bathrooms, a three-stop elevator, and additional windows that fill the home with natural light. The top floor is dedicated to the main living space, where the open-concept living room, dining area, and kitchen capture incredible panoramic water views. Step outside to your deeded boat slip with a 7,000-pound boat lift and be on the Intracoastal Waterway within minutes. Enjoy boating, fishing, kayaking, paddleboarding, canoeing, jet skiing, or cruising to nearby waterfront restaurants and marinas. Few properties offer this combination of deeded water rights, direct water access, and such an exceptional location. The spacious kitchen features granite countertops, stainless appliances, bamboo flooring throughout the main living areas, and an open layout. The waterfront primary suite is located on the level just below the main living area, allowing you to wake each morning to peaceful water views. An upstairs bedroom features its own private ensuite bath, making it ideal for guests, while every bedroom offers oversized closets and exceptional storage. Designed for coastal living, this home also includes hurricane shutters, providing added storm protection and peace of mind. After a day on the water, the spacious mudroom provides the perfect drop zone for beach gear and boating essentials before stepping onto the covered rear porch overlooking the waterfront. From here, you'll enjoy views of the community's waterfront gathering deck, private docks, and outdoor shower, making it easy to rinse off after a day on the boat or at the beach. Residents enjoy outstanding community amenities including a waterfront swimming pool, private boat ramp, clubhouse with billiards room, waterfront gathering deck, and outdoor shower. Whether you're launching your boat, relaxing by the pool, or gathering with neighbors along the water, every day feels like a vacation. The location simply cannot be overstated. Leave your car parked and walk, bike, or take your golf cart to Surf City's beautiful beaches, the Surf City Bridge, waterfront parks, coffee shops, restaurants, boutiques, seafood markets, grocery stores, and the town's year-round festivals and community events. Skip the weekend beach traffic and enjoy the convenience of having everything just minutes away. You can even launch your kayak or paddleboard from your dock and explore the waterways or paddle across to Topsail Island for waterfront dining and entertainment. Waterfront homes with deeded water rights, a private boat lift, elevator, reverse floor plan, and direct Intracoastal Waterway access rarely become available in this community. Whether you're searching for a full-time residence, second home, or investment property, this exceptional coastal home offers the perfect combination of convenience, boating access, and the waterfront lifestyle that makes Surf City one of North Carolina's most desirable destinations. Schedule your private showing today!

302 Vesta Ct, Surf City
$1,075,000
3 Beds ⋅ 3 Baths ⋅ 100584283 MLS ⋅ ACTIVE Status ⋅ 1,440 SqFt. ⋅ 1992 Year Built
Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation. Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic: 2026 Improvements Wall removed between kitchen and living room to create a true open-concept layout Popcorn ceilings removed throughout Shiplap ceiling with center beam and recessed lighting added in living room and kitchen Kitchen upgrades: Large island seating six, designed for cooking, gathering, and entertaining New 6-burner gas range with convection and air-fry oven Over-range microwave removed and replaced with a powerful exterior-vented hood New microwave installed in the island Granite countertops All-new soft-close cabinets, drawers, and pantry storage Pantry cabinets include pull-out shelves with power outlets Dedicated spice cabinet Tiled backsplash Primary bathroom upgrades: New soft-close vanity with quartz top Tub removed and replaced with a custom tiled shower with glass door New lighting, fixtures, and mirrors Pocket door from laundry room removed and closed in Guest bathroom upgrades: New soft-close vanity with quartz top New lighting, fixtures, and mirrors New ceiling fans in primary bedroom and living room Beadboard chair rail replaced with a clean, modern finish Premium LVP flooring installed throughout, replacing carpet and older LVP All light switches and plates replaced with matching white finishes Fresh Sherwin-Williams paint throughout Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind. Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets. The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don't miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located un

1023 1st St, Surf City
$1,089,900
3 Beds ⋅ 2 Baths ⋅ 100583279 MLS ⋅ ACTIVE Status ⋅ 2,288 SqFt. ⋅ 1993 Year Built
--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access

1041 1st St, Surf City
$4,200,000
9 Beds ⋅ 10 Baths ⋅ 100577619 MLS ⋅ ACTIVE Status ⋅ 7,000 SqFt. ⋅ 2027 Year Built
We are so excited to bring you this Intracoastal Waterway Front Luxury New Construction with Sandy Feet Builder! At over 7000sqft, this home has a staggering amount of upgrades and amenities: - Sits above flood zone - Third garage stall with a multi-purpose room above - Dock with outdoor kitchen - Multi-story cabana - Resort style backyard - 30ft+ long inground pool - Hot tub - Luxury quality materials used throughout - Integrated media and entertainment with multi-zone sound system - The list goes on and on.... At the current phase of construction, there are tons of possible design selections to be made with our boutique in-house design team. Contact listing agent for more information!

601 S Topsail Dr Unit Lot C, Surf City
$999,999
4 Beds ⋅ 4 Baths ⋅ 100574849 MLS ⋅ ACTIVE Status ⋅ 2,184 SqFt. ⋅ 2026 Year Built
Brand-New Soundfront Construction in Surf City! This fully finished, partially furnished and move-in-ready townhome delivers luxury coastal living at its finest--complete with 4 bedrooms, 4 full bathrooms, an elevator, and a private dock overlooking the historic Cockle Creek. Designed with both comfort and style in mind, this home showcases designer-selected finishes throughout: quartz countertops, white shaker cabinetry, stainless steel appliances, LVP flooring on every level, modern tiled showers, and multiple porches offering breathtaking sound views from every floor. An elevator services all levels, ensuring effortless access for family and guests. Step outside and enjoy the ultimate waterfront lifestyle--launch your paddleboard or kayak, fish from your spacious dock, or relax with morning coffee while watching the water come alive. An outdoor shower adds convenience after a day on the sound or beach. With no HOA fees, this property offers flexibility for a primary residence, second home, or high-performing rental investment. Ideally located close to the beach, restaurants, shopping, Kenny Batts Park, and the IGA. Situated in the desirable AE flood zone and feeding into the highly rated Topsail School District, this home checks all the boxes for coastal living. Don't miss your chance to own a luxury sound front townhome and live your waterfront dream on Surf City's iconic Cockle Creek!

705 S Topsail Dr Unit B, Surf City
$2,495,000
5 Beds ⋅ 5 Baths ⋅ 100564861 MLS ⋅ ACTIVE Status ⋅ 4,204 SqFt. ⋅ 2005 Year Built
An intriguing approach down a tree lined drive escorts you to a tranquil .79-acre estate overlooking 100 ft of waterfront, floating & stationary docks with a boat lift & a jet ski lift, & captivating views of Banks Channel. This stunning Sound Front home is tucked into the meticulously landscaped, quiet maritime forest & located in Surf City on a protected canal with vast, unobstructed views of the marsh, sound & waterway! Your private oasis features 2 deeded beach accesses that lead to the incomparable shoreline of Surf City. This sophisticated home was custom designed from a Caribbean Floor Plan to be in harmony with the site & the timeless oaks that blanket the property. Elegance & decadent craftsmanship start with 2 by 6 structural framing, & travel with you throughout this 4200+ sq ft estate with 5 bedrooms, 4 & 1/2 bathrooms. Abundant outdoor living space with 2500 sq ft of balcony, wrap-around decking, patio space, fully enclosed outdoor shower & gardening counter, leading to a private boardwalk over the saltwater pond to the upland area cabana overlooking the secured, bulkheaded canal frontage. Cabana hosts a 10,000 lb boat lift & a 2500 lb jet ski lift, with seating under the trees & stars, making this a boater's dream. Upon entering the home, the foyer has an Ernest Hemingway inspired flair with porcelain tile floors & rich hued hardwood stairs, & an in-law suite that has a 2nd kitchen with cooktop, full refrigerator, sink, 2 bedrooms (1 with views of the water) a full bathroom, & a door that shuts the entire floor off to the foyer for added privacy. Also, downstairs is an office that is fully wired & has built-in bookshelves. The second story has an oversized guest suite with tall ceilings, & a full bathroom. This level also features the kitchen, dining, living room & powder room. The kitchen has plenty of counter space & a full suite of high-end appliances that are a chef's dream; thick granite countertops, breakfast bar, an island with an additional sink, & a gas cooktop with a vented hood are some of the features that make this kitchen unique. Dining room is just off the kitchen, with an open floor plan & the space is completely encircled with windows for an abundance of beautiful natural lighting. The living room has more built-in shelving with gas logs, a dry bar with wine cooler/shelving/granite countertop, 2 double glass doors for easy access to the wrap-around deck when entertaining & sweeping views of the ICWW. The third story has an additional bedroom with a full bathroom, a private office located in the room, and a walk-in closet. The door to the balcony & the large laundry room with shelving, television, & utility sink are what separates the guest room & master suite. The master suite has an expansive bathroom with a walk-in shower, whirlpool soaking tub, separate his & hers sinks/mirrors/vanities, and a built-in makeup station for you to get ready while overlooking the water. Master bedroom has separate, his & hers, walk-in closets, & glass doors that lead out to a private balcony that perches you at the top of the island. Enjoy the most beautiful sunsets of your life from this 685 sq ft master suite, which is a retreat of its own with intricate trim work & striking details. The driveway is lined with pervious concrete with a 2-car garage and space to park 10 vehicles. Yard has been lovingly maintained by an avid gardener, boasting beautiful mature live-oak trees, ficus, oleanders, pine, lemon, olive, cedar trees & cork-screw willows cascade your walk to the front door. Hydrangeas, azaleas & other native flora placed around the estate aid in making this incomparable property the crown Jewel of Surf City. Sandy Ridge is a lovely neighborhood just a couple miles south of the Surf City bridge. Tucked just off the main road, this charming subdivision has 2 private crosswalks to access the beach & no hoa. Located in an AE flood zone & the coveted Topsail School District- come see all this home has to offer.

10 W Ridge, Surf City
$940,000
4 Beds ⋅ 2 Baths ⋅ 100557941 MLS ⋅ ACTIVE Status ⋅ 1,336 SqFt. ⋅ 2019 Year Built
Where coastal living and deep-water access come together, this turnkey waterfront property offers the ideal blend of beach and boating lifestyle. This one owner 4BR/2BA home is only seven years old & features 1,336 heated sq ft, open living & kitchen area and is perfectly positioned on a deep-water canal with Private Dock & Sound views. Also includes private boat ramp. Plenty of room for future Boat lift & finger docks. Fully furnished and rental-ready, it's ideal as a primary residence, second home, or investment property. Relax on the back porch overlooking the water, or take the short walk/golf cart ride to several public beach accesses, eating & drinking establishments & more. Vinyl siding for low maintenance & Concrete slab parking underneath. for multiple vehicles. Lift in place for easy access to living level . Vacant and easy to show. Rental Projections available upon request.

1017 1st St, Surf City
$1,699,000
4 Beds ⋅ 3 Baths ⋅ 100556414 MLS ⋅ ACTIVE Status ⋅ 3,052 SqFt. ⋅ 2025 Year Built
Live like you're on vacation every day! This location simply cannot be overstated. Leave your car parked and walk, bike, or take your golf cart to Surf City's beautiful beaches, the Surf City Bridge, waterfront parks, coffee shops, restaurants, boutiques, seafood markets, grocery stores, and the town's year-round festivals and community events. Skip the weekend beach traffic and enjoy the convenience of having everything just minutes away. You can launch from your dock and explore the waterways or paddle across to Topsail Island for waterfront dining and entertainment. Positioned along the Intracoastal Waterway with panoramic water views, this custom-built home offers the rare combination with deeded boat slip, private saline pool, elevator, and strong vacation rental potential, all just minutes from the beach, dining, and shopping. Designed for gathering and effortless coastal living, the reverse floorplan captures stunning sunrise-to-sunset water views from the main living spaces and expansive covered porches. Whether you're hosting friends after a day on the water, enjoying evenings poolside, or welcoming vacation guests, the layout was built to maximize both comfort and experience. With 4 bedrooms and 3 full baths, including a newly completed second-floor full bath, the home comfortably accommodates full-time living, second-home use, or multi-generational vacation stays. The open-concept main level features vaulted ceilings, a spacious great room, and a chef's kitchen centered around entertaining, complete with quartz countertops, premium ZLINE appliances, and oversized gathering spaces that flow seamlessly outdoors. The deeded boat slip offer direct access to the Intracoastal Waterway for boating, fishing, paddleboarding, or sunset cruises, while the custom saline pool creates a true resort-style atmosphere at home. An elevator services all levels, adding convenience for owners and guests alike. Built by Channel Marker Builders, the Driftwood Cottage floorplan blends elevated coastal design with durable low-maintenance construction, making it as practical as it is beautiful. Whether you're searching for a luxury waterfront retreat, an investment opportunity, or a home designed around the coastal lifestyle, 113 Diamond Point delivers the experience buyers come to Surf City looking for. head, handheld, and dual body sprays. Additional features include a three stop elevator, 15 SEER Trane zoned HVAC system with Honeywell thermostats, mini split in the ground level storage area, Navien tankless water heater with recirculating pump, surround sound prewire, security system wiring, and 200 amp electrical service. With waterfront access, a boat slip, private pool, elevator, reverse floorplan, and luxury new construction in Surf City, 113 Diamond Point presents a rare opportunity for coastal living at its finest.

113 Diamond Pt Ct, Surf City
$650,000
3 Beds ⋅ 3 Baths ⋅ 100550510 MLS ⋅ ACTIVE Status ⋅ 1,926 SqFt. ⋅ 2006 Year Built
Egret Landing Coastal Retreat with Ocean Views and ICWW Access and Dock. Located in the highly regarded **Topsail-Surf City School District**, this beautifully designed **3-bedroom, 2.5-bath home with a versatile bonus room** offers the perfect blend of comfort, coastal charm, and everyday functionality. With **three ocean-view decks**--including a stunning **crow's nest with miles of panoramic views**--this home delivers the beach lifestyle so many buyers are seeking. 1st Floor - Ideal for Guests or Family** - Two bright, comfortable bedrooms - Full bathroom - Full-size laundry room - Multiple storage closets for beach chairs, fishing gear, paddle boards, and more 2nd Floor - Open Coastal Living** - Spacious living area filled with natural light - Kitchen and dining area designed for gatherings - Convenient half bath - Easy access to outdoor decks for morning coffee or evening sunsets 3rd Floor - Private Master Retreat** - Entire level dedicated to the primary suite - Large master bedroom with ocean views - Walk-in closet - Generous master bath - Private sitting room perfect for a home office, reading nook, or optional **4th bedroom** **Outdoor & Lifestyle Amenities** - **Three decks** offering ocean breezes and sweeping views - **Crow's nest** with unmatched sightlines across the coastline - Community **dock access** for kayaking, paddle boarding, and exploring the waterways - Plenty of storage for all your coastal adventure gear This Egret Landing home is more than a property--it's a lifestyle. Whether you're seeking a full-time residence or a coastal getaway, the combination of views, space, and community amenities makes this one stand out.

106 Egret Landing Ct Unit A, Surf City
$1,450,000
5 Beds ⋅ 6 Baths ⋅ 100547126 MLS ⋅ ACTIVE Status ⋅ 3,544 SqFt. ⋅ 1995 Year Built
WATER ACCESS! LOCATION! DOUBLE POTENTIAL INCOMING PRODUCING! FULLY FURNISHED! EASY TO SHOW! Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm. Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup. An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water. Situated on a corner lot with mature trees, the home offers added privacy and a true coastal neighborhood feel. The rare convenience of four garages spaces and two separate driveways provides ample parking for guests, boats, and beach gear. Located within a water-access community with a boat ramp, you're just minutes from the beach, dining, and local favorites. Best of all, this home is being sold furnished, excluding a few personal items, making it a seamless transition whether you're looking for a primary residence, second home, or investment property. Versatile. Spacious. Exceptionally located. This is more than a beach house, it's a coastal lifestyle investment with room to gather, generate, and grow. 🌊⚓. THIS HOME DOES ALLOW SHORT TERM RENTALS!

111 Cutlass Dr, Surf City
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