Surf City Homes with Canal View

Welcome to Surf City, North Carolina—a coastal gem that perfectly blends laid-back beach vibes with vibrant community life. Nestled along the stunning shores of Topsail Island, Surf City is renowned for its pristine beaches, warm Southern hospitality, and an array of outdoor activities that make it a haven for both residents and visitors alike. With an average of 200 sunny days a year, it’s no wonder that Surf City has become a beloved destination for beach lovers and nature enthusiasts.

One of the most alluring features of Surf City is its picturesque homes with canal views. Imagine waking up to the gentle sound of water lapping against your dock and enjoying your morning coffee while watching the sun rise over the serene canals. These homes offer not just a place to live, but a lifestyle filled with leisure and tranquility. Many properties boast private docks, allowing easy access to the Intracoastal Waterway for boating, fishing, and kayaking.

The community in Surf City is as vibrant as its natural surroundings. With an eclectic mix of local shops, delicious dining options, and seasonal events, there’s always something happening. The friendly atmosphere and strong sense of community make it easy to feel at home. Whether you’re looking for a vacation retreat or a permanent residence, Surf City’s canal-view homes provide the perfect backdrop for a life filled with adventure and relaxation. Discover the charm of Surf City today and find your dream home along the beautiful North Carolina coast!

Newest Surf City Homes with Canal View

$865,000

5 Beds ⋅ 4 Baths ⋅ 100604496 MLS ⋅ ACTIVE Status ⋅ 2,336 SqFt. ⋅ 1986 Year Built

Classic Canal Cottage, outstanding waterfront amenities, significant price improvement... seller says ''I'm ready for this to be sold''. 4 bedrooms, 4 baths, upgraded with LVP flooring throughout, with fenced yard for privacy, kids, or pets. On the main living level: Three bedrooms, one with full bath in the hall, a secondary master suite with updated master bath plus an additional private owners retreat with a 'flex' room for office, nursery or private owners den. A large master bath with double vanity and extra large walk in closet along with an upstairs laundry area completes the owner retreat. Ground level has a two car garage with automatic openers, a large open space that could double as a game/rec room or canal party room, popular in the canal neighborhoods, a full bath, a potential bedroom and kitchen area plus laundry area with hookups, so the possibilities are endless for this space. The outside living space is what the canals are all about. Block concrete patios scattered around in the fenced waterfront back yard. A storage cottage (shed) for boat and beach toys, yard tools, etc. that is grandfathered. The sea wall has been refurbished and decking is extensive, covered area over the boat slip and there's two boat lifts. Close to the end of the canal street opens up the views and affords great views to the ICWW and quick trips by boat to the Intracoastal Two boat lifts, one boat slip and updated decking and sea wall on waterfront with a grandfathered storage building for all the boat and beach toys. There's even a boat trailer/extra parking space on the street side. Come check out this value and imagine all the things you can do here.

4069 4th St, Surf City

$599,900

2 Beds ⋅ 2 Baths ⋅ 100604099 MLS ⋅ ACTIVE Status ⋅ 1,068 SqFt. ⋅ 1982 Year Built

Welcome to 1218 N New River Drive, a charming Surf City beach cottage on Topsail Island offering stunning Intracoastal Waterway views and just a short walk to the beach, local restaurants, shopping and area attractions. This 2 bedroom, 2 bath home also includes a versatile loft, easily used as a third bedroom, home office or cozy reading nook, giving you flexibility that is hard to find in a home this size. Step inside to a bright, open floor plan with cathedral ceilings and abundant natural light throughout the main living area. The living room flows seamlessly into the kitchen and dining spaces, creating an easy, comfortable layout for entertaining family and friends or simply relaxing after a day at the beach. Plantation style blinds add a polished coastal touch throughout, and the home is being sold mostly furnished, so many of the pieces you see are ready to stay and make your move that much easier. Tucked beneath the cathedral ceiling and reached by its own staircase, the loft is one of this home's best surprises. Use it as a third bedroom for guests, a quiet home office with a view, or simply extra space to spread out. It is the kind of feature that lets this cottage flex to fit exactly how you live, without adding on or moving up in price. Downstairs, the ground level offers three additional heated and cooled spaces, including multiple rooms and a half bath. Whether you need a workshop, a place to rinse off and store beach gear, a rec room for the kids, or simply more storage than a typical cottage provides, this level gives you room to grow into the home over time rather than outgrow it. Outside is where this property really shines. Start your morning with coffee on the back deck as it catches the sunrise, then wind down in the evening on the front deck and balcony as they face the sunset over the water. The fenced backyard includes a fire pit for easy evenings outdoors, and a convenient outdoor shower keeps sand from making its way inside after a beach day. A wide, extra long driveway offers generous parking, including a covered space underneath the house, so there is plenty of room for guests, a boat, or beach gear, with room to spare. With no HOA, you have the freedom to make this home entirely your own. The seller is also offering a $5,000 use as you choose credit, whether you'd rather put it toward closing costs, a rate buy down, updates, or simply getting settled in. Use it as a full time residence, a low maintenance second home, or a vacation rental investment near Surf City without the premiums and upkeep that come with an oceanfront property. The home has no rental history, so you are starting with a clean slate rather than stepping into someone else's rental strategy or existing bookings. Surf City and Topsail Island are known for their laid back, small town beach charm: boutique shops, local seafood spots, and an easy, unhurried pace that is hard to find on more crowded stretches of the North Carolina coast. From this address, you are just steps from all of it, with the Intracoastal Waterway as your everyday backdrop and the ocean itself only a short walk away. Morning walks to the beach, evening drives along the island, and easy access to shopping and dining make everyday life here feel like the vacation you used to have to drive hours for. This is a home that works as hard as you need it to: a full time residence with room to host, a low maintenance second home you can lock up and leave, or an investment property in a beach town that continues to draw buyers looking for exactly this kind of laid back coastal lifestyle. Whether you are searching for a primary residence, a second home, or an investment opportunity, 1218 N New River Drive is ready to welcome you home to Surf City!

1218 N New River Dr, Surf City

$729,000

3 Beds ⋅ 3 Baths ⋅ 100601423 MLS ⋅ ACTIVE Status ⋅ 1,762 SqFt. ⋅ 1986 Year Built

Welcome to 4074 4th Street, a canal-front home in Surf City offering the best of both sides of Topsail Island life. Keep your boat right outside your back door, with approximately 55 feet of canal frontage, a dock and boat lift, while the beach and Atlantic Ocean are within walking distance. This 3-bedroom, 3-bath waterfront home offers 1,762 heated square feet and convenient access to the Intracoastal Waterway, giving you the freedom to spend the morning on the ocean and the afternoon on the boat without ever leaving the island. Inside, there's plenty of room to spread out. The main living area connects with the dining area and kitchen, including an eat-in bar, while a large family room provides additional space for gathering and relaxing. A tiled sunroom takes advantage of the canal views and gives you another place to enjoy the waterfront setting throughout the day. The ground level adds valuable space for the way people actually live at the coast. A covered porch provides a shaded place to relax near the water, while the utility room and large storage areas provide room for beach gear, fishing equipment, bikes, tools and boating supplies. A ground-level bathroom is especially convenient when coming in from the boat, beach or spending the day outside. From the backyard, you're just steps from the dock and boat lift. Head out for a morning of fishing, cruise the Intracoastal Waterway, or spend the afternoon exploring the waters around Topsail Island. When the beach is calling, leave the boat at the dock and walk to the sand. The home is elevated on pilings with a metal roof and sits on a 55' x 140' canal-front lot with no HOA. There's also an opportunity to personalize the home and waterfront areas over time to fit your own vision of coastal living. Whether you're searching for a primary residence, second home or coastal getaway, 4074 4th Street offers a combination that defines Topsail Island living: the beach within walking distance, your boat in your backyard, canal-front living and no HOA.

4074 4th St, Surf City

$899,000

5 Beds ⋅ 3 Baths ⋅ 100598677 MLS ⋅ ACTIVE Status ⋅ 2,159 SqFt. ⋅ 2021 Year Built

Brand-New Hot Tub, Fully Remodeled Kitchen & Major Outdoor Upgrades! Turnkey coastal investment opportunity in Surf City! This stunning 5-bedroom, 3-bathroom beach home delivers 2,183 sq ft of modern living just 0.2 miles from the ocean. Built in 2022, the property sits on a spacious lot and comes fully furnished with phenomenal rental performance and strong ongoing bookings. Enjoy breathtaking canal, sound, and ocean views from the expansive double decks and porches totaling over 1,500 sq ft -- the perfect spot for morning coffee, evening sunsets, or entertaining guests. Recent renovations include a brand-new hot tub, privacy wall, outdoor shower, complete interior painting, and a gorgeous updated kitchen. Inside, the bright open-concept design creates an inviting atmosphere for both relaxation and gatherings. The gourmet kitchen boasts stainless steel appliances, granite counters, and plenty of storage, while the living and dining areas flow effortlessly together. All five bedrooms are generously sized with coastal charm and sleep up to 12 guests comfortably. Additional highlights include newer siding, windows, doors, and flooring throughout, plus a modern heat pump system. The heated and cooled ground-level entry offers bonus storage, while parking under the home and a long driveway provide plenty of space. A quiet, fully fenced yard rounds out the outdoor living. This highly reviewed, self-managed vacation rental is in prime condition and includes a home warranty for buyer confidence. Located just steps from beach access between 8th and 9th Streets, you're minutes from everything Surf City has to offer. If you're searching for a luxurious beach home with excellent income potential, this is it. Don't wait -- schedule your showing today and make this Surf City gem yours at the new reduced price!

8020 8th St, Surf City

$244,000

100594149 MLS ⋅ ACTIVE Status

Rare opportunity to own a waterfront parcel with breathtaking creek views in mainland Surf City, located on Atkinson Point Road. Lot is completely wooded and undisturbed with an intact maritime forest. Located within walking distance from Sears Landing Restaurant, one stop bait and tackle, diver coffee and cafe, and the Surf City high rise bridge with a multi-use path over to everything the island has to offer including public beach accesses. This large homesite is marsh-front, capturing serene views across the marsh and into the undisturbed creek--an ideal backdrop for a custom coastal home. This lot does have capacity allocated for water and sewer. Per Surf City Utility Director, the sewer assessment was paid but the water has not been. This means this property is exempt from sewer system development fee and sewer tap fees but will need to pay the water system development fee, meter fee, and water tap fee for a single home. Site is also perfectly positioned to enjoy the best of Surf City living, this property offers mainland convenience while remaining close to the heart of the action. Start enjoying easy access to boating, dining, recreation, and island amenities. If you're looking to build in Surf City, don't miss this opportunity on a highly sought-after street that continues to see exciting growth and transformation.

L88 Atkinson Point Rd, Surf City

$950,000

4 Beds ⋅ 4 Baths ⋅ 100591599 MLS ⋅ ACTIVE Status ⋅ 1,876 SqFt. ⋅ 2007 Year Built

Deeded water rights, a private deeded boat slip with a 7,000-pound boat lift, panoramic Intracoastal Waterway views, and an unbeatable Surf City location! Wake up each morning to spectacular sunrises over the ICWW while relaxing on your covered waterfront deck overlooking the Intracoastal Waterway, Topsail Island, and the iconic Surf City Bridge. Rarely does an opportunity like this become available in one of Surf City's most sought-after waterfront communities. Designed with a reverse floor plan to maximize the breathtaking views, this beautifully maintained end-unit townhome offers 4 bedrooms, 3.5 bathrooms, a three-stop elevator, and additional windows that fill the home with natural light. The top floor is dedicated to the main living space, where the open-concept living room, dining area, and kitchen capture incredible panoramic water views. Step outside to your deeded boat slip with a 7,000-pound boat lift and be on the Intracoastal Waterway within minutes. Enjoy boating, fishing, kayaking, paddleboarding, canoeing, jet skiing, or cruising to nearby waterfront restaurants and marinas. Few properties offer this combination of deeded water rights, direct water access, and such an exceptional location. The spacious kitchen features granite countertops, stainless appliances, bamboo flooring throughout the main living areas, and an open layout. The waterfront primary suite is located on the level just below the main living area, allowing you to wake each morning to peaceful water views. An upstairs bedroom features its own private ensuite bath, making it ideal for guests, while every bedroom offers oversized closets and exceptional storage. Designed for coastal living, this home also includes hurricane shutters, providing added storm protection and peace of mind. After a day on the water, the spacious mudroom provides the perfect drop zone for beach gear and boating essentials before stepping onto the covered rear porch overlooking the waterfront. From here, you'll enjoy views of the community's waterfront gathering deck, private docks, and outdoor shower, making it easy to rinse off after a day on the boat or at the beach. Residents enjoy outstanding community amenities including a waterfront swimming pool, private boat ramp, clubhouse with billiards room, waterfront gathering deck, and outdoor shower. Whether you're launching your boat, relaxing by the pool, or gathering with neighbors along the water, every day feels like a vacation. The location simply cannot be overstated. Leave your car parked and walk, bike, or take your golf cart to Surf City's beautiful beaches, the Surf City Bridge, waterfront parks, coffee shops, restaurants, boutiques, seafood markets, grocery stores, and the town's year-round festivals and community events. Skip the weekend beach traffic and enjoy the convenience of having everything just minutes away. You can even launch your kayak or paddleboard from your dock and explore the waterways or paddle across to Topsail Island for waterfront dining and entertainment. Waterfront homes with deeded water rights, a private boat lift, elevator, reverse floor plan, and direct Intracoastal Waterway access rarely become available in this community. Whether you're searching for a full-time residence, second home, or investment property, this exceptional coastal home offers the perfect combination of convenience, boating access, and the waterfront lifestyle that makes Surf City one of North Carolina's most desirable destinations. Schedule your private showing today!

302 Vesta Ct, Surf City

$998,500

4 Beds ⋅ 3 Baths ⋅ 100590268 MLS ⋅ ACTIVE Status ⋅ 2,295 SqFt. ⋅ 2005 Year Built

Coastal Paradise Fully Furnished and Rental Ready! Experience the best of coastal living in this stunning 4-bedroom, 3-bath home offering 2,295 square feet of beautifully designed living space with breathtaking views. Whether you're looking for a full-time residence, a luxurious vacation retreat, or a proven investment property, this exceptional home checks every box. Sold completely furnished, it's ready for you to move in or continue generating rental income from day one. The spacious, open-concept floor plan is designed for entertaining and relaxing, with abundant natural light and multiple living areas that comfortably accommodate family and guests. Step outside onto the expansive decks, where you can enjoy spectacular sunrises over the ocean, and refreshing coastal breezes throughout the day. Owners added an oversized outside shower, a drive thru utility building big enough for a 6 person golf cart, as well as plenty of room for a lawn mower and other storage. The storage area has a fridge and a separate room for chairs and etc. and a patio with firepit to enjoy on those nice evenings with family or guests. After a day at the beach, rinse off in the convenient outdoor shower before gathering with friends and family to enjoy everything this coastal retreat has to offer. This property also boasts an established rental history, making it an outstanding opportunity for investors seeking immediate income potential while still enjoying personal use throughout the year. Wake up to the sights and sounds of the coast, spend your days enjoying the beach, and create lasting memories in this exceptional home. Whether you're searching for a high-performing investment or your own private seaside escape, this coastal gem offers the perfect combination! Hot water Heater replaced in 2024, one of the HVAC units was replaced in June 2024

1710 N New River Dr, Surf City

$1,790,000

5 Beds ⋅ 5 Baths ⋅ 100589927 MLS ⋅ ACTIVE Status ⋅ 3,200 SqFt. ⋅ 2026 Year Built

$25,000 BUILDER INCENTIVE! Buyer may use the $25,000 incentive toward a mortgage rate buy-down or apply it toward the construction of a 12' × 24' swimming pool. Pool permit is currently pending. This home is NEW CONSTRUCTION and complete. Experience luxury coastal living at 1919 N New River Drive in Surf City. This stunning furnished, new construction home offers 3,200 square feet, 5 bedrooms, and 4.5 bathrooms, including three private en-suite bedrooms. Designed to capture breathtaking panoramic ocean and canal views, the home is located directly across from Public Beach Access #2, providing effortless access to the beach. Thoughtfully designed with quality and comfort in mind, the home features Hardie board siding, custom LVT flooring, insulated interior walls for enhanced soundproofing, solid wood doors, and two fireplaces--one in the primary bedroom and one in the living room. Additional features include an elevator, open-concept living, premium finishes, outdoor shower, privacy fence, a four-car garage with finished garage flooring, and a 50-amp electrical connection for electric vehicle charging. Whether you're seeking a short-term rental investment, primary residence, or second home, this exceptional property offers the perfect blend of luxury, comfort, and location in one of Surf City's most desirable coastal communities.

1919 N New River Dr, Surf City

$1,070,000

3 Beds ⋅ 3 Baths ⋅ 100584283 MLS ⋅ ACTIVE Status ⋅ 1,440 SqFt. ⋅ 1992 Year Built

Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation. Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic: 2026 Improvements Wall removed between kitchen and living room to create a true open-concept layout Popcorn ceilings removed throughout Shiplap ceiling with center beam and recessed lighting added in living room and kitchen Kitchen upgrades: Large island seating six, designed for cooking, gathering, and entertaining New 6-burner gas range with convection and air-fry oven Over-range microwave removed and replaced with a powerful exterior-vented hood New microwave installed in the island Granite countertops All-new soft-close cabinets, drawers, and pantry storage Pantry cabinets include pull-out shelves with power outlets Dedicated spice cabinet Tiled backsplash Primary bathroom upgrades: New soft-close vanity with quartz top Tub removed and replaced with a custom tiled shower with glass door New lighting, fixtures, and mirrors Pocket door from laundry room removed and closed in Guest bathroom upgrades: New soft-close vanity with quartz top New lighting, fixtures, and mirrors New ceiling fans in primary bedroom and living room Beadboard chair rail replaced with a clean, modern finish Premium LVP flooring installed throughout, replacing carpet and older LVP All light switches and plates replaced with matching white finishes Fresh Sherwin-Williams paint throughout Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind. Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets. The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don't miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located un

1023 1st St, Surf City

$959,000

3 Beds ⋅ 2 Baths ⋅ 100583279 MLS ⋅ ACTIVE Status ⋅ 2,288 SqFt. ⋅ 1993 Year Built

--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access

1041 1st St, Surf City

$825,000

4 Beds ⋅ 5 Baths ⋅ 100575239 MLS ⋅ ACTIVE Status ⋅ 2,174 SqFt. ⋅ 2026 Year Built

Don't miss this perfect opportunity to own a piece of Island Paradise!! Coastal elegance awaits in this exceptional Brand new-construction beach home, perfectly positioned just steps from the shoreline. Located in the heart of Surf City, this residence offers the rare combination of modern craftsmanship and timeless coastal charm. With 4 spacious bedrooms and 4.5 beautifully appointed baths, the home is designed for both comfort and sophistication. Expansive windows invite natural light throughout, while thoughtful finishes create a serene, upscale atmosphere ideal for full-time living, vacationing, or investment. Whether entertaining guests or unwinding after a long day, this home offers the perfect backdrop for coastal living at its finest. For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details. This home is under construction in the TRIM stage. Call for information.

205 Shell Rd, Surf City

$825,000

4 Beds ⋅ 5 Baths ⋅ 100574677 MLS ⋅ ACTIVE Status ⋅ 2,174 SqFt. ⋅ 2026 Year Built

203 Shell Rd, Surf City

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