Surf City Homes with Water View

Surf City Homes with Water View

Welcome to Surf City, North Carolina – a coastal gem that perfectly embodies the spirit of beachside living. Nestled along the picturesque shores of Topsail Island, Surf City offers a delightful blend of natural beauty and a vibrant community. With its stunning sandy beaches, lush maritime forests, and inviting atmosphere, it’s no wonder that this charming town has become a sought-after destination for both vacationers and those looking to call it home.

One of the most enchanting features of Surf City is the abundance of homes with breathtaking water views. Imagine waking up each day to the gentle sound of waves lapping at the shore, with the sun rising over the Atlantic Ocean just outside your window. These properties provide not only a serene retreat but also an opportunity to immerse yourself in the coastal lifestyle. Whether you’re looking for a cozy beach cottage or a luxurious waterfront estate, Surf City has a diverse range of real estate options that cater to every taste and budget.

Beyond the stunning homes, Surf City boasts a warm and welcoming community, complete with charming local shops, delectable dining options, and an array of outdoor activities. Enjoy fishing, kayaking, or simply strolling along the beach as you soak in the sun and sea breeze. With its rich history, vibrant culture, and stunning natural surroundings, Surf City is more than just a place to live; it’s a lifestyle that invites you to relax, explore, and create lasting memories. Come discover your dream home with a water view in Surf City, where every day feels like a vacation!

Newest Surf City Homes with Water View

$865,000
5 Beds ⋅ 4 Baths ⋅ 100604496 MLS ⋅ ACTIVE Status ⋅ 2,336 SqFt. ⋅ 1986 Year Built
Classic Canal Cottage, outstanding waterfront amenities, significant price improvement... seller says ''I'm ready for this to be sold''. 4 bedrooms, 4 baths, upgraded with LVP flooring throughout, with fenced yard for privacy, kids, or pets. On the main living level: Three bedrooms, one with full bath in the hall, a secondary master suite with updated master bath plus an additional private owners retreat with a 'flex' room for office, nursery or private owners den. A large master bath with double vanity and extra large walk in closet along with an upstairs laundry area completes the owner retreat. Ground level has a two car garage with automatic openers, a large open space that could double as a game/rec room or canal party room, popular in the canal neighborhoods, a full bath, a potential bedroom and kitchen area plus laundry area with hookups, so the possibilities are endless for this space. The outside living space is what the canals are all about. Block concrete patios scattered around in the fenced waterfront back yard. A storage cottage (shed) for boat and beach toys, yard tools, etc. that is grandfathered. The sea wall has been refurbished and decking is extensive, covered area over the boat slip and there's two boat lifts. Close to the end of the canal street opens up the views and affords great views to the ICWW and quick trips by boat to the Intracoastal Two boat lifts, one boat slip and updated decking and sea wall on waterfront with a grandfathered storage building for all the boat and beach toys. There's even a boat trailer/extra parking space on the street side. Come check out this value and imagine all the things you can do here.

4069 4th St, Surf City
$925,000
4 Beds ⋅ 4 Baths ⋅ 100603568 MLS ⋅ ACTIVE Status ⋅ 2,006 SqFt. ⋅ 2012 Year Built
Take a look at this stunning home in the Live Oaks of Topsail! Situated directly on the marsh at the S-curve in Surf City, this home has an unparalleled view over the creek and the marsh and out to the ICW. A hidden gem community with rare turnover, the neighborhood offers a pool and a community dock along with spill over parking. Beach access is easy, too! The first floor consists of three bedrooms and 2 baths, all beautifully decorated. One of two potential primary suites spans the water side of the home and boasts a private bath and private deck. On the second floor, a comfortable open floor plan is dominated by a spacious waterfront living area and a large kitchen. Added features like a half bath and large pantry are great touches. And the large deck overlooking the sound is the perfect spot to enjoy the sunset or sip on a cup of coffee. Head up to the top floor to see the second possible owners' retreat. You may not want to leave! Can you believe the views from this deck are even better? What a way to start your day! Decks on every level welcome you to enjoy the beauty and nature all around you. This house would function well as a residence, a second home or a rental. All you need is a packed suitcase - this fabulous home is fully furnished and move in ready. While not currently a rental, this gem was a strong producer in '21 and '22! Views to die for, furnished, short distance to town, quick access to the beach, a community dock and a community pool. What more could you need? Come see it in person!

111 Coastal Cay, Surf City
$360,000
2 Beds ⋅ 1 Baths ⋅ 100600619 MLS ⋅ ACTIVE Status ⋅ 720 SqFt. ⋅ 2006 Year Built ⋅ Sea Coast BLDG.
Wake up to coastal views and end the day with beautiful sunsets from this top-floor condo in the heart of Surf City. Offering views of both the ocean and sound from one of the best vantage points in the building, this beautifully maintained 2-bedroom residence pairs an ideal island location with easy, low-maintenance coastal living. Inside, the condo is updated, fully furnished and move-in ready, featuring LVP flooring throughout, an open-concept living area and a well-appointed kitchen with stainless steel appliances. The comfortable layout works equally well for weekend getaways, extended stays or everyday living, while the top-floor setting allows you to enjoy the coastal scenery that makes Topsail Island so special. Another major benefit of Sea Coast is just how much is included in the HOA dues. Electricity, high-speed internet, cable TV, water, sewer, trash service, exterior maintenance and master insurance--including flood coverage--are all included. It makes ownership simple, predictable and easy to enjoy. The location is hard to beat. Beach access, Soundside Park, the Surf City Pier, restaurants, coffee shops, boutiques, surf shops, ice cream, fresh seafood and watersports are all just moments away. Elevator access adds convenience, while easy access to Highway 17 keeps Wilmington, Jacksonville and area military bases within reach. Whether you're looking for a primary residence, a furnished beach getaway or a property with rental potential, this top-floor Sea Coast condo offers something increasingly hard to find in Surf City: beautiful views, an incredibly convenient location and a low-maintenance way to enjoy life at the coast. Come see the views for yourself and discover what makes this one special.

305 N Topsail Dr Unit 25, Surf City
$802,000
4 Beds ⋅ 2 Baths ⋅ 100600518 MLS ⋅ ACTIVE Status ⋅ 1,372 SqFt. ⋅ 1958 Year Built
Located just a short distance from the Surf City Pier, this second-row property offers a unique opportunity to own two fully furnished homes on one lot. Both residences are completely equipped with the furnishings and essentials needed to settle in, relax, and start enjoying your beach getaway from day one. The elevated front home features 2 bedrooms, 1 full bath, a comfortable living area, and a well-appointed kitchen. The expansive covered front porch is an ideal spot to take in the ocean views and coastal breezes. Behind the main residence is a second 2-bedroom, 1-bath home with its own kitchen and living space. Together, the two homes provide a versatile setup for personal use, guests, extended family, or continued vacation rental use. The property has also been operated as an established and successful Airbnb, offering an opportunity to continue an existing short-term rental setup. Additional features include separate laundry areas, two covered parking spaces, extra driveway parking, storage areas, two outdoor showers, and a storage building for beach equipment and gear. Public beach access is only a few lots away. Enjoy the convenience of being able to walk or bike to Surf City's restaurants, shops, entertainment, and nightlife. With two furnished homes in a highly desirable coastal location, this property offers flexibility and plenty of ways to enjoy the Surf City lifestyle.

415 N Shore Dr, Surf City
$1,445,000
7 Beds ⋅ 6 Baths ⋅ 100600386 MLS ⋅ ACTIVE Status ⋅ 2,304 SqFt. ⋅ 1981 Year Built
Welcome to your ultimate coastal getaway! This recently remodeled, modern and tasteful 3-level second-row beach house in Surf City is just steps from the sand and designed for large groups, family reunions, or multi-family living. With 7 bedrooms, 6 bathrooms, 3 full kitchens, and 3 living/dining areas, the home offers both spacious gathering areas and private retreats. Already listed on Airbnb, it presents a turnkey opportunity for rental income or personal enjoyment. Rental income of $113,449 for 2026, $98,343 in 2025 and $124,983 in 2024. The top floor features 3 bedrooms, 2 baths, a full kitchen, living/dining area, stackable washer/dryer, and a panoramic air-conditioned sunroom with ocean views. The middle floor offers 2 bedrooms, 2 baths, a full kitchen, living/dining area, and a game room with foosball, hockey table, board games, and more, plus shaded and sun decks. The bottom floor includes 2 bedrooms, 2 baths, a full kitchen, living/dining area, and washer/dryer. Each level has its own external entrance, with optional internal stair access between the 2nd and 3rd floors. Every bedroom is equipped with a 43'' Smart TV, and each living room has a 65'' Smart TV. Additional amenities include 2 park-style charcoal grills, multiple decks, and washer/dryer units on all three levels. Centrally located near restaurants, shopping, and local attractions, this property combines modern updates, thoughtful design, and prime location -- perfect as a family retreat or investment property.

1115 N Shore Dr, Surf City
$2,925,000
7 Beds ⋅ 7 Baths ⋅ 100599620 MLS ⋅ ACTIVE Status ⋅ 4,121 SqFt. ⋅ 2026 Year Built
Luxury new construction in a premier location in Surf City with seller financing options (as low as 1% interest) and 100k seller concessions available! Massive income potential- check out the rental projections! Home appraised for OVER 2.93 Mil! Experience coastal living at its absolute finest in this extraordinary new construction luxury residence by Sandy Feet Builders, where inspired design, elevated craftsmanship, and effortless comfort come together in the heart of Surf City. Located at 608 S Topsail Drive, this 7-bedroom, 6.5-bath coastal masterpiece offers 4121 square feet of impeccably curated living space, designed to capture both ocean and Intracoastal Waterway views while delivering a true resort-style lifestyle. Step outside to a private outdoor oasis that rivals high-end resorts. The expansive backyard showcases a custom saltwater pool with jets and waterfall, complemented by a two-story thatched cabana featuring shaded dining and lounge areas perfect for entertaining or unwinding after a day at the beach. A poolside bathroom adds convenience, along with a large spa(pre-wired for two), creating endless opportunities for relaxation. The two-car garage offers generous storage, ample parking, and an EV charging station, blending luxury with modern practicality. Further, the custom concrete drive way can park up to 8 vehicles! Inside, Sandy Feet Builders' commitment to thoughtful luxury is evident at every turn. A residential elevator provides seamless access to all levels, while dual laundry rooms, three refrigerators, impact-rated windows, and a pre-wired generator hookup elevate everyday living. Each floor is equipped with its own advanced HVAC system and Rinnai tankless water heater, ensuring personalized comfort and energy efficiency throughout the home. The crown jewel awaits on the fourth-floor living level, a breathtaking space designed to impress. Soaring 12-foot ceilings frame a chef-inspired kitchen featuring white oak cabinetry, dual 10-foot islands, and a 48-inch gas range ideal for hosting unforgettable gatherings. A massive portrait television, surround sound speakers, and expansive front and rear decks deliver a cinematic experience paired with panoramic views of the Atlantic Ocean and Intracoastal Waterway. Built to stand the test of time, this home features Diamond Kote siding with a 30-year warranty, a whole-home water filtration system, Wi-Fi repeaters throughout, in-ground propane tanks, an elevated slab (lower flood insurance premium), multi-zone speaker system, and integrated whole home dehumidifiers, ensuring durability, connectivity, and peace of mind for years to come. Perfectly positioned within walking distance to the Surf City Pier, boutique shops, and top dining destinations, this exceptional property embodies the very best of coastal Carolina living. 608 S Topsail Drive is more than a home it's a statement of luxury, lifestyle, and the visionary craftsmanship of Sandy Feet Builders.

608 S Topsail Dr, Surf City
$550,000
100599200 MLS ⋅ ACTIVE Status
Beautiful waterfront property in Surf City! Tucked at the end of a cul-de-sac in the established Pleasant Cove community, this lot offers a great opportunity to enjoy coastal living at its finest. With extensive water frontage, the property showcases sweeping sound-side views and a peaceful setting surrounded by the natural beauty of Topsail Island. The existing dock was replaced last spring, adding to the appeal -- a perfect place to take in the scenery and enjoy time by the water. Best of all, you're just a short distance from the sandy beaches of Surf City, giving you the calm of sound-side living with the ocean close at hand. Pleasant Cove is conveniently located near local shops, restaurants, and ''downtown'' Surf City, all while keeping its quiet, tucked-away charm. Whether you're looking to enjoy the island lifestyle or explore the property's potential, this is a rare opportunity to embrace the relaxed coastal lifestyle that makes Topsail Island so special. Buyer to verify all applicable property use and permitting requirements.

34 N Oak Ct, Surf City
$899,000
5 Beds ⋅ 3 Baths ⋅ 100598677 MLS ⋅ ACTIVE Status ⋅ 2,159 SqFt. ⋅ 2021 Year Built
Brand-New Hot Tub, Fully Remodeled Kitchen & Major Outdoor Upgrades! Turnkey coastal investment opportunity in Surf City! This stunning 5-bedroom, 3-bathroom beach home delivers 2,183 sq ft of modern living just 0.2 miles from the ocean. Built in 2022, the property sits on a spacious lot and comes fully furnished with phenomenal rental performance and strong ongoing bookings. Enjoy breathtaking canal, sound, and ocean views from the expansive double decks and porches totaling over 1,500 sq ft -- the perfect spot for morning coffee, evening sunsets, or entertaining guests. Recent renovations include a brand-new hot tub, privacy wall, outdoor shower, complete interior painting, and a gorgeous updated kitchen. Inside, the bright open-concept design creates an inviting atmosphere for both relaxation and gatherings. The gourmet kitchen boasts stainless steel appliances, granite counters, and plenty of storage, while the living and dining areas flow effortlessly together. All five bedrooms are generously sized with coastal charm and sleep up to 12 guests comfortably. Additional highlights include newer siding, windows, doors, and flooring throughout, plus a modern heat pump system. The heated and cooled ground-level entry offers bonus storage, while parking under the home and a long driveway provide plenty of space. A quiet, fully fenced yard rounds out the outdoor living. This highly reviewed, self-managed vacation rental is in prime condition and includes a home warranty for buyer confidence. Located just steps from beach access between 8th and 9th Streets, you're minutes from everything Surf City has to offer. If you're searching for a luxurious beach home with excellent income potential, this is it. Don't wait -- schedule your showing today and make this Surf City gem yours at the new reduced price!

8020 8th St, Surf City
$700,000
3 Beds ⋅ 3 Baths ⋅ 100596945 MLS ⋅ ACTIVE Status ⋅ 1,665 SqFt. ⋅ 2004 Year Built
Perfectly positioned in the heart of Surf City, this 3-bedroom, 3-bath townhome offers 1,748 square feet of thoughtfully designed coastal living, shaped by water views, inviting outdoor spaces, and a location that captures the best of island life. Just a short walk from the beach and surrounded by many of Surf City's favorite restaurants, shops, and attractions, the property also includes a separate sound-front parcel--an increasingly unique opportunity in the heart of the island. Designed with a reverse floor plan, the home's upper level brings the kitchen, dining, and living spaces together beneath vaulted ceilings, creating an open and airy setting for everyday living and entertaining. Rich wood flooring brings warmth and character to the main living spaces, while abundant windows fill the home with natural light and glimpses of the surrounding coastal landscape. At the center of it all, the kitchen features granite countertops, a nine-foot eat-in bar, stainless steel appliances, and pantry storage, providing plenty of room for everything from casual mornings to evenings spent entertaining family and friends. The adjoining dining area flows naturally into the spacious living room, where vaulted ceilings and walls of windows reinforce the home's bright, relaxed coastal atmosphere. Beyond the living room, glass doors open to a covered deck where surrounding water views and the Surf City skyline become the backdrop for morning coffee, afternoon conversations, and evenings spent outside. A guest bedroom with ocean views and an adjacent full bath completes the upper level. The first floor shifts the focus from gathering to retreat, with two private bedroom suites thoughtfully separated from the home's main living spaces. The spacious primary suite stands out with rich wood floors and glass doors opening onto a private covered deck overlooking the marsh and surrounding water. Dual closets provide generous storage, while the adjoining en suite features a double vanity and walk-in shower. A second guest suite offers its own private bath, creating a comfortable space for family and visitors, with a conveniently located laundry closet nearby. At ground level, a tiled wet-weather entry provides a practical arrival point from the beach, carport, and backyard, with beadboard detailing adding a touch of coastal character. Outside, the fenced backyard creates a surprisingly private patch of green beneath the coastal canopy, while an enclosed hot-and-cold shower is waiting after sandy days at the beach. Perhaps most compelling is the lifestyle this location makes possible. From mornings on the beach to evenings overlooking the water, 421 A N New River Drive places both within easy reach. Walk to the sand, restaurants, shops, and entertainment that define Surf City, then return home to covered decks, marsh and water views, and your own outdoor spaces to unwind. Combined with the sound-front parcel conveying with the property and a floor plan equally suited for a primary residence, second home, or coastal retreat, this is a rare opportunity to experience Surf City from both sides of the island.

421 N New River Dr Unit A, Surf City
$244,000
100594149 MLS ⋅ ACTIVE Status
Rare opportunity to own a waterfront parcel with breathtaking creek views in mainland Surf City, located on Atkinson Point Road. Lot is completely wooded and undisturbed with an intact maritime forest. Located within walking distance from Sears Landing Restaurant, one stop bait and tackle, diver coffee and cafe, and the Surf City high rise bridge with a multi-use path over to everything the island has to offer including public beach accesses. This large homesite is marsh-front, capturing serene views across the marsh and into the undisturbed creek--an ideal backdrop for a custom coastal home. This lot does have capacity allocated for water and sewer. Per Surf City Utility Director, the sewer assessment was paid but the water has not been. This means this property is exempt from sewer system development fee and sewer tap fees but will need to pay the water system development fee, meter fee, and water tap fee for a single home. Site is also perfectly positioned to enjoy the best of Surf City living, this property offers mainland convenience while remaining close to the heart of the action. Start enjoying easy access to boating, dining, recreation, and island amenities. If you're looking to build in Surf City, don't miss this opportunity on a highly sought-after street that continues to see exciting growth and transformation.

L88 Atkinson Point Rd, Surf City
$950,000
4 Beds ⋅ 4 Baths ⋅ 100591599 MLS ⋅ ACTIVE Status ⋅ 1,876 SqFt. ⋅ 2007 Year Built
Deeded water rights, a private deeded boat slip with a 7,000-pound boat lift, panoramic Intracoastal Waterway views, and an unbeatable Surf City location! Wake up each morning to spectacular sunrises over the ICWW while relaxing on your covered waterfront deck overlooking the Intracoastal Waterway, Topsail Island, and the iconic Surf City Bridge. Rarely does an opportunity like this become available in one of Surf City's most sought-after waterfront communities. Designed with a reverse floor plan to maximize the breathtaking views, this beautifully maintained end-unit townhome offers 4 bedrooms, 3.5 bathrooms, a three-stop elevator, and additional windows that fill the home with natural light. The top floor is dedicated to the main living space, where the open-concept living room, dining area, and kitchen capture incredible panoramic water views. Step outside to your deeded boat slip with a 7,000-pound boat lift and be on the Intracoastal Waterway within minutes. Enjoy boating, fishing, kayaking, paddleboarding, canoeing, jet skiing, or cruising to nearby waterfront restaurants and marinas. Few properties offer this combination of deeded water rights, direct water access, and such an exceptional location. The spacious kitchen features granite countertops, stainless appliances, bamboo flooring throughout the main living areas, and an open layout. The waterfront primary suite is located on the level just below the main living area, allowing you to wake each morning to peaceful water views. An upstairs bedroom features its own private ensuite bath, making it ideal for guests, while every bedroom offers oversized closets and exceptional storage. Designed for coastal living, this home also includes hurricane shutters, providing added storm protection and peace of mind. After a day on the water, the spacious mudroom provides the perfect drop zone for beach gear and boating essentials before stepping onto the covered rear porch overlooking the waterfront. From here, you'll enjoy views of the community's waterfront gathering deck, private docks, and outdoor shower, making it easy to rinse off after a day on the boat or at the beach. Residents enjoy outstanding community amenities including a waterfront swimming pool, private boat ramp, clubhouse with billiards room, waterfront gathering deck, and outdoor shower. Whether you're launching your boat, relaxing by the pool, or gathering with neighbors along the water, every day feels like a vacation. The location simply cannot be overstated. Leave your car parked and walk, bike, or take your golf cart to Surf City's beautiful beaches, the Surf City Bridge, waterfront parks, coffee shops, restaurants, boutiques, seafood markets, grocery stores, and the town's year-round festivals and community events. Skip the weekend beach traffic and enjoy the convenience of having everything just minutes away. You can even launch your kayak or paddleboard from your dock and explore the waterways or paddle across to Topsail Island for waterfront dining and entertainment. Waterfront homes with deeded water rights, a private boat lift, elevator, reverse floor plan, and direct Intracoastal Waterway access rarely become available in this community. Whether you're searching for a full-time residence, second home, or investment property, this exceptional coastal home offers the perfect combination of convenience, boating access, and the waterfront lifestyle that makes Surf City one of North Carolina's most desirable destinations. Schedule your private showing today!

302 Vesta Ct, Surf City
$1,200,000
2 Beds ⋅ 2 Baths ⋅ 100590806 MLS ⋅ ACTIVE Status ⋅ 1,291 SqFt. ⋅ 1996 Year Built
Cross your own private bridge and discover a waterfront retreat unlike anything else on the island. Surrounded by an impressive stretch of shoreline and positioned along a tranquil inlet, this one-of-a-kind property offers breathtaking, unobstructed views stretching toward the Intracoastal Waterway and iconic Surf City Bridge. Enjoy an extraordinary sense of privacy while remaining just minutes from the beach, local dining, shopping, and everything Surf City has to offer. Designed around the beauty of its waterfront setting, the elevated residence welcomes you to the main living level, where expansive windows and a spacious wraparound porch frame panoramic views and fill the home with natural light. The home's tall windows were replaced in 2008, further enhancing the surrounding coastal scenery. Thoughtfully custom designed and built with exceptional attention to detail, this one-owner home has never been rented and reflects years of meticulous care. Exterior features include durable fiber cement siding, EPDM reported to have been installed behind the siding for added moisture protection, and a custom roof-water management system that channels captured rainwater beneath the elevated home. The roof was replaced in 2021. The home was originally designed with the potential to accommodate an additional level, although the original owner never needed or elected to add it. Seller reports that the reinforced construction includes four 3/8-inch rebar rods drilled through each piling, with two positioned inside and two outside. Any future expansion is subject to buyer verification, engineering review, permitting, and applicable regulations. An upland and wetland determination has been completed, with the residence situated on the designated upland portion of the property. The property also includes deeded water-bottom rights. The owners currently maintain flood insurance, and an existing elevation certificate is available. Buyers should independently verify the property's water rights, flood-insurance coverage, costs, elevation information, and transferability. The private bridge, constructed in 1989, creates an unforgettable arrival and makes the property feel like a destination of its own. Complementing the residence is a detached open-air structure offering exceptional flexibility. Envision a waterfront tiki bar, covered entertaining pavilion, workshop, hobby space, or additional storage tailored to your needs. Whether hosting friends, enjoying a quiet morning overlooking the water, or watching the coastal landscape change with the tides, this property offers a lifestyle as remarkable as its setting. With unmatched privacy, unforgettable views, thoughtful construction, abundant shoreline, and exciting future potential, this is a rare opportunity to own one of Surf City's most distinctive waterfront properties.

957 Broadway St, Surf City
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